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Banking products

Yesterday

Mastercard and Visa are resisting attempts to regulate their processing fees and forcing them to be disclosed.

Mastercard and Visa resist RBA plan to force fee disclosure

The US card giants are pushing back on the central bank’s objective of making their charges more transparent.

  • James Eyers

This Month

Tap and go

Banks pick fight with RBA over wholesale payment fees

The central bank is considering stricter caps on “interchange fees” in its review of payment costs. Worth $2.1 billion annually, squeezing this could hurt competition.

  • James Eyers
Australia’s big banks exemplify the concentration of ownership by big investors such as super funds and index funds.

A fund did the unthinkable and cut its CBA stake. Time to follow suit?

Australian Foundation Investment Company says the “extreme” valuation of the bank left it little choice but to take some profit. But our super giants aren’t stepping back.

  • James Thomson
Banks had a surprisingly strong 2024 on the sharemarket. Can that continue?

Will bank stocks continue to run hot this year?

After beating the ASX 200 by 24 per cent, shareholders are faced with a “challenging predicament” of whether to stick with the banks or finally take some profits.

  • Updated
  • James Eyers
BoQ chief executive Patrick Allaway faces a significant gap on his executive team after the departure of the bank’s business banking boss Chris Screen.

BoQ’s business banking boss quits in blow to turnaround efforts

Chris Screen had worked at National Australia Bank and Westpac before joining the Queensland lender in 2019. The bank had planned to grow his division this year.

  • Lucas Baird
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Macquarie has largely failed to grow its business lending book at the pace of its competitors month-to-month.

Maverick Macquarie misfires as its business bet starts cold

The share of business lending commanded by Australia’s fifth major bank has flat-lined since last February.

  • Lucas Baird
Get off the beach, the deals are back on!

Private equity’s $2.9b bolt from the blue kickstarts M&A wave

Get off the beach, the new year has begun with a doozy of a buyout bid. It is not straightforward, but it is a bit of fresh meat.

  • Updated
  • Anthony Macdonald

December 2024

Square argues a debit card surcharge ban will play into the hands of the major banks.

Debit surcharge ban unfairly favours major banks, claims Square

The Block subsidiary introduced “blended” card payment fees which include using its software. They have become a flashpoint in the RBA’s payment cost review.

  • Updated
  • James Eyers
ANZ boss Shayne Elliot has taken another hit from angry investors.

Elliott’s bonus hit shows how grumpy ANZ investors really are

Local fund managers are clearly unhappy with the board’s approach to risk management. Shayne Elliott is wearing a lot of their grief. 

  • James Thomson
Treasurer Jim Chalmers with CBA’s Matt Comyn and Angus Sullivan.

How CBA’s $3 fee gambit nearly blew up the bank’s political capital

Bankers inside Commonwealth Bank’s retail division figured a small branch cash withdrawal charge was innocuous. They were wrong.

  • Lucas Baird and James Eyers
Access to housing will be one of the big issues during the federal election campaign next year.

Barrenjoey stokes political debate over APRA’s home-lending policy

The investment bank says a Coalition-led Senate committee report last month – challenging the prudential regulator on first home buyers – “appears logical”.

  • James Eyers
Matt Comyn says business needs to advocate for the “sensible middle”.

CBA’s Comyn warns ‘troubling’ loss of trust will make reform harder

Matt Comyn has warned the economic reform Australia must pursue is only going to become more difficult if polarising attacks on the business community continue.

  • James Thomson and Anthony Macdonald
Scott Hartley, the CEO of Insignia Financial.

Insignia board weighs $2.7b Bain bid against turnaround

Bain’s cash has Insignia shareholders wondering whether they should cut and run ahead of a complex but credible turnaround strategy.

  • Updated
  • Jonathan Shapiro
KAST co-founders Daniel Bertoli, Raagulan Pathy have banked $US10 million in seed funding.

Mark Carnegie, HongShan back $US100m crypto neobank

HongShan Capital Group and Peak XV Partners have led KAST’s $US10 million seed funding round.

  • Sarah Thompson, Kanika Sood and Emma Rapaport
NAB has sold the final 20pc of MLC Life to Nippon of Japan for $500 million.

NAB offloads rest of MLC to Nippon, new life insurer Acenda created

MLC Life Insurance will merge with the local subsidiary of Resolution Life to create Acenda, after Nippon Life bought Resolution for $US8.2 billion.

  • James Eyers
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Fix pay disparity to help end financial abuse

Readers’ letters on the government’s role in curbing financial abuse, super fund governance, radio’s future, the CSIRO’s nuclear report, safeguarding food supplies, and Peter Dutton’s flag comments.

Bank of Queensland is in the middle of a multi-year strategic shift.

Confidential documents outline BoQ’s profit targets

If hit, the bank’s cash profit will be well above what the market expects this year. But analysts have warned it has a poor track record of meeting goals.

  • Lucas Baird
Panthera Finance has purchased more than $5.5 billion in receivables from banks, telcos, utilities and the like.

Brookfield-backed debt collection giant Panthera finds new owner

Privately owned credit agency Francom has emerged as the new owner of the company, which collapsed this year following a dispute between its founders.

  • Kylar Loussikian
People walking past a row of ATMs belonging to the four big banks.

Banks, insurers told to work harder to prevent financial abuse

A committee chaired by Labor senator Deborah O’Neill has tabled 61 recommendations to reduce the insidious practice.

  • James Eyers
Treasurer Jim Chalmers scored a little win on Wednesday.

No one has come out of CBA’s cash blunder looking good

The bank’s fee mess is an uncharacteristic stuff-up. But it’s also a missed opportunity to have proper debate about technology, economic growth and equity.

  • James Thomson

Original URL: https://www.afr.com/topic/banking-products-hvm