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Australia Post may have to reduce letter deliveries further.

Postie may come every three days if letters keep dying

Daily letter deliveries are a thing of the past and could fall further, but Australia Post has posted a healthy profit and looks set to expand its deal to provide rural banking.

Bankwest has become a fully digital national bank, which CBA will use to remain competitive among mortgage brokers.

CBA, NAB grapple with the rise and rise of mortgage brokers

CBA’s Bankwest and NAB’s Ubank digital brands have been revamped, to make them more attractive to brokers who are now writing three in four home loans.

This Month

Tyro Payments has been popular in the health sector, where it is upgrading its terminals.

Tyro’s profit lifts from health payments boom

ASX-listed payments stocks Tyro, Cuscal and EML reported interim results on Wednesday. All three rose on the market on stronger numbers.

The government is in the middle of regulating buy now, pay later products like Afterpay and Zip.

The Zip v Afterpay buy now, pay later rivalry is back on

Zip says it is growing faster than its competitors in the world’s biggest market – the United States – after reporting record first-half earnings.

Bankers will soon be using AI “agents” to help them service customers.

Westpac works with Accenture to deploy AI agents

The bank has already used agentic AI to assist its engineers move code to new cloud-based systems. Triaging mortgage applications could follow.

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Angus Taylor says cutting red tape will help promote competition.

Red tape slashed for home loans, markets and insurance under Coalition

Shadow treasurer Angus Taylor unveils the Coalition’s new election policies to wind back rules in the finance sector.

NAB’s mixed update for the first quarter of the financial year unnerved investors on Wednesday.

Bank profit falls send uneasy investors into panic mode

NAB was the second major bank in three days to warn of weaker profits. An 8 per cent share price fall raised investors’ concerns the sector has begun to derate.

The country’s major lenders are moving to pass on the first interest rate cut in almost five years.

Major banks move quickly to pass on cut in full

Westpac, NAB, CBA and ANZ have all announced a 25-basis-point cut to their mortgage rates, just minutes after the central bank moved the cash rate lower.

Judo chief executive Chris Bayliss.

Judo shares jump as business bank says economy has ‘safely landed’

In contrast to Bendigo, Judo said its margin was expanding as it managed growth from both sides of its balance sheet. Investors reacted positively.

Richard Fennell, CEO of Bendigo and Adelaide Bank.

Surge in Bendigo Bank lending crunches margins, sends shares sliding

The slump in key profitability measures caught the market off guard, with brokers asking the lender’s chief executive whether the company was being transparent.

Westpac CEO Anthony Miller with chairman Steven Gregg and outgoing CEO Peter King.

Westpac boss supports RBA rate cut, says it will deliver needed relief

The bank said its quarterly net profit of $1.7 billion was lower due to some notable items, while its profit margin also contracted due to competition.

Blended pricing plans have become a key focus for the RBA inquiry into payment fees.

ACCC lacks power to break up blended payment plans

Gaps in the regulatory coverage of surcharging emerged during a parliamentary hearing with the consumer commission on Friday.

AMP’s Alexis George.

AMP shares mauled over dividend versus growth trade-off

The company’s final dividend has come in below forecasts as it warns that it has to better balance its growth ambitions with capital returns.

CBA boss Matt Comyn pictured on Wednesday.

CBA predicts business activity jolt from imminent rate cut

Commonwealth Bank’s shares hit a record high on Wednesday, with CEO Matt Comyn saying the results clearly showed “improvements in disposable income”.

CBA boss Matt Comyn is streeting his rivals.

CBA’s radical home loan tactic is leaving the pack behind

With an election looming, Commonwealth Bank wants to hide its light under a bushel. But the gap to the rest is only getting bigger. Is the bank really taking enough risk?

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Macquarie’s Shemara Wikramanayake is maintaining a “cautious” outlook.

Macquarie strikes careful tone, answering to new global mood

The investment bank and asset manager maintains a “cautious stance”, noting transaction timing, foreign exchange and geopolitics are unpredictable.

Australia Post will extend its banking services.

Banks strike Australia Post deal to bolster rural branches

Lenders will extend moratoriums on country branch closures and have agreed to lift funding for over-the-counter services provided at post offices.

Grant Hackett says the managed account market could hit $1 trillion.

GDG storms ‘trillion-dollar’ planner wealth market with Evidentia buy

Olympic gold medallist Grant Hackett is turbocharging the group’s expansion into managed accounts and into the sharemarket’s top 200.

Armaguard was excluded from a meeting at the RBA on Wednesday.

Major banks ready to carry Westpac’s Armaguard load

The banks and regulators met on Wednesday afternoon without the cash transit monopoly to work out how to replace Westpac’s unique cash distribution operation.

Westpac’s business banking is growing again.

Westpac to offer legal services as it vies for business bank customers

The big four bank has made a strategic $10 million investment in Lawpath, as it looks to maintain its recent market share gains.

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