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Surcharging for goods from everyday items to coffee has been a growing impost for consumers. The RBA is proposing to ban those charges.

RBA proposes complete ban on card surcharging, saving shoppers $1.2b

The three-pronged overhaul of the current payments system would eradicate surcharges on all debit and credit transactions.

This Month

APRA chair John Lonsdale says uncertainty around the global economy is shifting.

We need an alternative to 10-year board limits for directors

APRA should ramp up enforcement measures and ensure board accountability rather than increasing the compliance burden for non-executive directors.

Working in favour of non-bank lenders this year is that credit growth is accelerating. Lending for housing was up 5.8 per cent in the 12 months ended May 31.

Stubborn PE firms get stuck with non-bank lenders on their books

From La Trobe Financial to Pepper, there’s plenty of interest in the sector. But unrealistic expectations are getting in the way of real dealmaking.

Mortgage brokers’ growing power puts big banks on notice

Major lenders face an uphill battle to win back market share from the industry, which is now arranging about three-quarters of Australia’s residential loans.

MYOB chief executive Paul Robson sees untapped opportunities helping smaller businesses into bank accounts.

MYOB to take on big banks with small business transaction accounts

It’s the latest battleground among the nation’s lenders in a sector that’s less exposed to the extreme pressure buffeting the home and consumer loan segment.

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RBA’s rate pause delivers banks reprieve, but margin pressure remains

It is still a matter of when, not if, official rates fall further. And lenders have a terrible track record in passing on cuts.

Lenders mortgage insurer Helia is reeling from yet another contract loss.

Helia kicks off business review as ING contract loss tanks stock

The bank has opted to proceed with negotiations with a rival provider of lenders mortgage insurance, signalling yet another contract loss.

Carolyn McCann.

Carolyn McCann firms as Miller’s pick to run Westpac’s retail bank

The bank’s long-serving customer and corporate affairs chief is a frontrunner to permanently lead the major division after the departure of Jason Yetton.

June

Australia has startlingly low levels of financial literacy and the solution could start in schools.

The problem with our kids that should be on the productivity agenda

Jim Chalmers is considering long-term policy measures to buoy the economy. They must include addressing startlingly low financial literacy levels.

Eclipx chief executive Julian Russell.

BoQ business banking chief quits just 3 months after appointment

Former investment banker Julian Russell had been the chief executive of FleetPartners before joining the Patrick Allaway-led regional lender in March.

eforestation on a property in the Southern NSW Mallee Key Biodiversity Area, in the Murray Darling Depression bioregion of south west NSW. National Australia Bank has a mortgage on the property.

Environmentalists accuse major banks of financing deforestation

The Australian Conservation Foundation said it used satellite imagery and land titles to connect properties where loans had been made and suspected clearing had occurred.

ANZ’s Maile Carnegie is departing.

Maile Carnegie exits ANZ, Matos to search for new retail boss

Suncorp Bank chief executive Bruce Rush will temporarily take over the division for the bank, while a global search is undertaken for a permanent replacement.

New ANZ boss Nuno Matos  is a CEO in a hurry.

Maile Carnegie reads the room as Matos wields new broom at ANZ

Having missed out on the top job, and with the new chief executive delivering a jolt to ANZ’s culture, Carnegie’s retirement is no surprise.

Tan Su Shan, CEO of DBS, the biggest bank in Singapore and South-Asia, during a visit to Sydney this week marking its 10th year in Australia and a new deal with Austrade.

Singapore’s DBS Bank throws down gauntlet to ANZ

The new boss of the biggest lender in South-East Asia says Australian companies should take AirTrunk’s lead and be more ambitious about regional expansion.

Guy Debelle has been co-chair of the ASFI Taxonomy Technical Body for the past 20 months.

Miners set for green investment boost from new classification system

New guidelines developed with Treasury will help banks and super funds reduce greenwashing by classifying economic activity based on its emissions profile.

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There’s a sovereignty risk: if stablecoin infrastructure in Australia becomes dominated by foreign-issued tokens operating on foreign-controlled digital rails, the Reserve Bank’s ability to manage liquidity and maintain financial stability could be compromised.

The digital currency quietly taking over the global financial system

In an era where economic statecraft increasingly involves payment systems and financial sanctions, control over monetary infrastructure carries geopolitical weight.

This team boss is always ready to throw out her playbook

Being adaptable is a key skill, says ING Australia’s head of daily banking Dina Kotsopoulos a finalist in the Financial Review Women in Leadership Awards.

Adam Penny is returning to Westpac.

Westpac plunders more talent from CBA in business deposits push

Westpac wants to improve its standing in business deposits, where it trails in third place in terms of market share.

Ana Marinkovic was appointed to run NAB’s retail bank last year, and is focused on selling mortgages and credit cards to small business customers.

NAB’s retail boss sees opportunity in bank’s big business lending book

Ana Marinkovic was appointed to lead NAB’s personal banking division just over a year ago and has outlined a strategy that is heavy on cross-selling mortgages.

Nick Molnar, co-founder of Afterpay, says regulation will legitimise BNPL allowing it to compete with everyday spending using credit cards.

Why Afterpay could be coming to a supermarket checkout near you

Eight years after the first calls to bring BNPL under credit laws, Nick Molnar says the new regime will help it compete more aggressively with credit cards.

Original URL: https://www.afr.com/topic/banking-products-hvm