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Today

Treasurer Jim Chalmers and RBA governor Michele Bullock.

Why rate cuts are at risk from Labor’s $3.5b cost of living relief

More handouts to secure votes in next year’s election will derail any chance of an early rate cut, investors warn.

  • Updated
  • Cecile Lefort

Yesterday

The RBA board has signalled that a rate cut in either February or April is highly unlikely, saying it needs to see more than one quarter of inflation data.

RBA hoses down early-2025 rate cut hopes

The Reserve Bank board has signalled that a rate cut in either February or April is highly unlikely, saying it needs to see more than one quarter of inflation data.

  • Updated
  • Michael Read

This Month

Owner-occupiers looking to upgrade now need to stump up a $300,000 deposit, with high interest rates forcing some owners to sell and young people to get parental support.

The amount you need to put down for a home deposit is rising fast

Owner-occupiers looking to upgrade now need to stump up a $300,000 deposit, with high interest rates forcing some owners to sell and young people to seek help from mum and dad.

  • Michael Read
Woolworths chief executive Amanda Bardwell and Coles’ Leah Weckert faced a 10 day blowtorch from the Albanese government.

Inside the two weeks from hell for the country’s biggest supermarkets

This week, Woolworths chief executive Amanda Bardwell and Coles’ Leah Weckert will have a chance to tell their side of the story in hearings run by the ACCC.

  • Tom McIlroy and Carrie LaFrenz
About 94 per cent of businesses continue to accept cash in Australia.

Cash to stay king for essential products

The federal government will also call time on the use of cheques in the Australian economy, limiting their use from 2028.

  • Tom McIlroy
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Governor Michele Bullock during a press conference after the RBA’s rate decision on Tuesday.

Economists give up on rate cuts. Investors and borrowers can too

Impossibly wedged between predicting the future and giving traders something to discuss, nobody wants to hear from the experts that the RBA is standing still.

  • Anthony Macdonald
Future Fund chief executive Raphael Arndt is watching the growing US fiscal deficit.

Future Fund bets on US economy, warns of inflation return

CEO Raphael Arndt says the US economy is an attractive investment but Donald Trump’s policies and geopolitical risks could see the return of inflation.

  • Cecile Lefort
The RBA board has left the cash rate on hold at 4.35 per cent.

Albanese increasingly likely to face voters without a rate cut

NAB and RBC Capital Markets now expect the RBA to leave the cash rate on hold until May, after the latest practical date for an election.

  • Updated
  • Michael Read
Christian Baylis says a rising US dollar under Donald Trump will make it more difficult for the RBA to cut interest rates.

Interest rates on hold until 2026 not ‘inconceivable’

Expectations of inflationary tariffs from president-elect Donald Trump could result in no interest rate relief in Australia next year, warn analysts.

  • Updated
  • Cecile Lefort
Despite the lift in sentiment, households may need to wait another seven months before receiving mortgage relief.

Consumer confidence hits 2½-year high as rate rise fears ease

Despite the lift in sentiment, households may need to wait another seven months before receiving mortgage relief.

  • Michael Read
Interest rate movements often have a greater effect on sentiment than affordability.

Spoiler alert: interest rate cuts will be small and slow

What property investors need to know is that interest rate increases often come in clusters, but drops tend to be far more spread out.

  • Jarrod McCabe
Voters were more sensitive to price rises than to potential unemployment numbers.

Albanese and Chalmers make the same error as Biden and Harris

The Democrats’ decision to put jobs ahead of inflation has cost them dearly. But Labor has been doing the same thing.

  • Steven Hamilton
Michele Bullock tells senate estimates the 2022 UK pension fund scare could happen here.

UK pension fund crisis shows super risk to markets in Australia: RBA

It is the third time in as many months that Australia’s mammoth superannuation sector has been labelled a risk to the financial system.

  • Hannah Wootton
The US election result enters our political debate

Australia must learn the right lessons from US election

Inflation cut across all other issues for US voters, regardless of race, gender and age. What should that be telling us?

  • The AFR View
The policies of US President Donald Trump have boosted US manufacturing.

The economy and markets will boom under Trump. Or will they?

If the president-elect implements half of what he says he will, the global economy is in for a wild ride.

  • John Kehoe
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UBS chief economist George Tharenou said public sector wages had more than doubled since 2008-09, keeping upward pressure on interest rates.

Public servant wages rise to $232b at fastest pace in 15 years

UBS chief economist George Tharenou said public sector wages had more than doubled since 2008-09, keeping upward pressure on interest rates.

  • Michael Read
Chris Ellison is the founder and managing director of Mineral Resources, a diversified miner worth billions of dollars.

ASIC commissioners confirm Qantas chairman’s lounge access

ASIC chairman Joe Longo and deputy chairwoman Sarah Court have confirmed they have access to the Qantas Chairman’s Lounge; the regulator has also confirmed a MinRes probe. Here’s how the day unfolded.

  • Updated
  • Gus McCubbing
China's response to the Trump win a big question for RBA
4:20

China's response to the Trump win a big question for RBA

Greens Senator Nick McKim questions RBA governor Michele Bullock and assistant governor Christopher Kent on the meaning of a Trump win at Senate Estimates.

  • Updated
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PM calls Trump; Chemist Warehouse to merge; NAB arrears surge

Read everything that’s happened in the news so far today.

Rate stance risks an avoidable recession

Readers’ letters on the Reserve Bank’s inflation fight, Anthony Albanese’s new home and flight upgrades, the path ahead for MinRes after Chris Ellison’s exit and the way women should dress for work.

Original URL: https://www.afr.com/topic/reserve-bank-of-australia-619