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Cash economy

This Month

For how much longer will Australians by using cash?

Cash may be gone in 10 years: RBA’s Bullock

Governor Michele Bullock says cash may only be around for 10 years. But unlike Donald Trump, she sees no role for bitcoin in central banking or payments.

TWU national secretary Michael Kaine.

Union bid for banks to pay up in Armaguard cash crisis talks

The Transport Workers’ Union will use Labor’s new supply chain laws to force big banks and retailers to contribute their “fair share” to Lindsay Fox’s troubled cash transit business.

Australia Post will extend its banking services.

Banks strike Australia Post deal to bolster rural branches

Lenders will extend moratoriums on country branch closures and have agreed to lift funding for over-the-counter services provided at post offices.

Armaguard was excluded from a meeting at the RBA on Wednesday.

Major banks ready to carry Westpac’s Armaguard load

The banks and regulators met on Wednesday afternoon without the cash transit monopoly to work out how to replace Westpac’s unique cash distribution operation.

Moving cash became a financial drain for Armaguard given the dramatic fall in its use.

Westpac’s Armaguard deal complicates negotiations to save banknotes

The major banks are scheduled to meet with the Lindsay Fox-owned cash transportation business in the hope of keeping the company afloat and money circulating.

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An Armaguard truck in Martin Place in Sydney. The RBA will host a meeting this week with the banks to discuss the plan for when its emergency funding runs out in five months.

Banks and Armaguard revisit life support for cash distributor

Banks expect Armaguard to confirm its banknote distribution operation is on rocky financial footing this week, but the future of the Linfox-owned business is anyone’s guess.

December 2024

CBA backs down on withdrawal fee after Chalmers leans on Comyn

Treasurer Jim Chalmers had called the $3 charge for branch withdrawals “unacceptable”. Australia’s largest bank reconsidered.

November 2024

The GDP report showed the Fed’s preferred metric — the personal consumption expenditures price index — rose at an unrevised 1.5 per cent annualised rate in the third quarter.

Fed’s favoured inflation metric edges up, GDP steady

The data bolsters comments by many Fed officials that there’s no rush to cut rates so long as the labour market remains healthy and the economy strong.

About 94 per cent of businesses continue to accept cash in Australia.

Cash to stay king for essential products

The federal government will also call time on the use of cheques in the Australian economy, limiting their use from 2028.

Seven charts that show the mystery of Australia’s cash hoard

As cash use plummets in Australia, banknotes linger – stashed for emergencies, savings, or used in black-market trade.

September 2024

Reserve Bank of Australia.

RBA warms to its own digital currency – but only for other banks

The central bank says it could save billions of dollars by making transactions faster. But it has decided digital cash for the public is far riskier.

Banks are discussing how to make Armaguard a more efficient operator.

Inside the plan to rescue cash: Smart ATMs and keeping it off the road

Three months since banks threw Armaguard a lifeline, a more sustainable model for cash distribution is taking shape, including ATMs that combine deposits and withdrawals.

August 2024

The cost of paying with a credit card has come under considerable scrutiny as the prevalence of surcharges increases.

Mastercard argues cash costs more than card in bid to stymie fee limit

A Boston Consulting Group report commissioned by the global payments giant has found there are plenty of “hidden” costs to using cash, which could be reduced.

The RBA is reviewing merchant payment costs and surcharging.

Card payment surcharge billions under RBA microscope

The RBA has brought forward an inquiry into card payment costs amid increased political scrutiny of the estimated $4 billion that Australians pay in fees each year.

June 2024

Peter Fox, executive chairman of Linfox: “We have been holding something like a hot potato that has been burning at $1 million a week for the last three years.”

Armaguard and the banks now trust each other, says Linfox chairman

There has been a big turnaround in the relationship between the cash transport monopoly and its eight biggest customers.

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Moving cash became a financial drain for Armaguard given the dramatic fall in its use.

In the Armaguard deal, keeping cash flowing was about more than money

How the Fox family and Bill Kelty finally got a deal with the banks to secure a viable future for the cash distribution business despite a dramatic fall in the use of cash.

A cash injection of $50 million will keep Armaguard afloat for at least another year.

Armaguard secures deal with banks, supermarkets to save cash

Months after a bailout collapsed, the eight largest customers of Linfox’s Armaguard have agreed to a $50 million injection to keep cash circulating.

Apple’s new iPad calculator.

Why Apple’s new iPad calculator is causing excitement

From calculators to new payment features to let you split the bills in restaurants, Apple announced updates that will affect iPhones, iPads, Macs and watches.

May 2024

An international report has warned ill-gotten money from Cambodia is being laundered via Australian property.

Labor steps up fight to stop dirty money from buying homes

Proposed anti-money laundering rules will rope in real estate agents and lawyers, amid concerns Australia could become a destination for dirty cash.

April 2024

Negotiations are continuing between the federal government, major banks and retailers over the future of cash-carrying company Armaguard.

Chalmers reassures on cash supplies after Armaguard meeting

The government wants Armaguard, together with the banks and major retailers, to deal with the challenging economics of the cash distribution industry.

Original URL: https://www.afr.com/topic/cash-economy-1mpl