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Fintech

November

Ed Alder

Corporate rewards platform Pay.com.au hits $630m valuation, eyes ASX

The Melbourne small business payments business sees plenty of opportunity in the US, where its new funds will be used to support a big expansion.

Why you must ‘innovate or stagnate’ as the market transforms

Tokenised securities are being embraced by market players from Nasdaq to Westpac and will allow share trades to settle within minutes, not days.

The decision to wind won the 1835i venture fund was part of CEO Nuno Matos’ streamlining process.

ANZ ventures chief pops up at fintech after 1835i closure

Former head of ventures David Rowe has landed at private asset administration start-up GXE.

The fintech that made $32m lending to customers banks reject

Source Funding has written about $2 billion worth of loans many to SMSFs which major lenders, with their “cookie-cutter” approval processes, often avoid.

Fighting AI-boosted scams has tripled this fintech’s revenue

Eftsure is in the business of “fighting bad guys”, its chief executive Jon Soldan says. It’s made $36 million from helping companies block fraudsters.

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Ewen Hollingsworth, right, and Cameron Haynes, are co-founders of a finance company that funds masters programs at the world’s best universities.

The start-up getting Aussies to Wall Street by partnering with Harvard

Fast Starters company Spark Finance is breaking down wealth as a barrier to great education, offering financing to Australians studying overseas.

Charlie Shahin and daughters (L-R) Jasmin and Aya are looking for investments that make an impact.

Billionaire Shahin family takes stake in Perth payment fintech Bless

The investment is the latest in start-up plays from the family that sold its OTR petrol station empire to Viva Energy in a $1.2 billion deal two years ago.

Constantinople co-founders Macgregor Duncan and Dianne Challenor.

Bank tech start-up Constantinople doubles losses, seeks more funding

But the co-founders of financial platforms business said they were focused on growth and not concerned about reaching profitability in the short term.

Lucy Liu co-founded Airwallex with her university friends in 2015.

Massive growth leaves Airwallex on track for $3b revenue

The fast-growing start-up backed by China’s Tencent says it is on track to double sales over the next year, as it prepares to pursue a sharemarket listing.

October

Billionaire Scott Farquhar appeared at the National Press Club in July.

Liberals fume over Tech Council chair’s $2m Climate 200 donations

Coalition MPs are furious the industry lobby group is chaired by Rich Lister Scott Farquhar, questioning its political independence from the teal movement.

ASIC says bitcoin is not a financial product in Australia, but many other digital assets are.

ASIC clarifies which crypto products need to be licensed

Commissioner Alan Kirkland said the new guidance should provide clarity for companies seeking to innovate around digital assets.

GXE co-founders Andrew Armstrong and Ed Hooper.

Private assets admin platform GXE secures expansion funding

US-based real estate-focused investor Second Century Ventures and Sydney early-stage venture capital firm Archangel Ventures led the Series A round.

ANZ CEO Nuno Matos published a new 2030 strategy for ANZ on Monday morning.

ANZ’s Matos unveils ambitious five-year plan to catch bigger rivals

The long-awaited plan ends an $800 million share buyback and instead focuses on expanding frontline staff and overhauling a much-delayed technology upgrade.

Xinja founder Eric Wilson has been disqualified by APRA from acting as an ‘accountable person’ of any bank for a period of eight years.

Two former Xinja directors disqualified under APRA’s new powers

Eric Wilson and Craig Swanger have been disqualified from acting as “accountable persons” of any bank for eight and ten years respectively, APRA said on Thursday.

Gemini, the crypto exchange founded by Tyler and Cameron Winklevoss, has set up in Australia.

Winklevoss twins’ Gemini crypto exchange set up in Australia

The billionaire twins portrayed in The Social Network, an Oscar-winning movie about the founding of Facebook, have entered the Australian crypto market.

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CBA chief information officer Gavin Munroe with CEO Matt Comyn in the CBA Seattle office earlier this year.

CBA moves its entire core banking system into Amazon’s cloud

The migration of Commonwealth Bank’s retail, business and institutional systems is an Australian first and one of the biggest moves to the cloud by any bank globally.

The consumer data right wa designed to make switching and finding cheaper banking products easier.

Treasury considers small lender exemption from open banking

A proposal to exempt smaller banks from the data sharing regime would ease their cost burden, but critics say it would be a backward step for customer choice.

Nuno Matos has been the chief executive of ANZ since May, and is making significant changes.

ANZ expands cost-cutting focus to tech systems

After its cost-cutting, attention has shifted to the bank’s technology strategy and the likely scaling back of Shayne Elliott’s pet project, ANZ Plus. 

September

Drew Bradford, chief executive of Macropod with Ed Carroll of MHC Digital. Macropod’s AUDM stablecoin has been awarded a financial services licence by ASIC.

Ex-NAB bankers awarded Australia’s first stablecoin licence

ASIC has approved a stablecoin issuer – Macropod, backed by Mark Carnegie’s crypto firm – for the first time.

Banks are building AI “agents” to replicate human business bankers.

Big lenders are building AI agents to do the work of business bankers

Business banking is emerging as a key battleground in the race among the big four to build artificial intelligence tools to drive efficiency gains.

Original URL: https://www.afr.com/topic/fintech-hpb