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Fintech

December 2024

An image of Donald Trump holding a bitcoin token. His election has pushed more investors into the digital asset.

ASIC’s attempts to clarify crypto rules confuses digital exchanges

Independent Reserve, BTC Markets and Kraken say new guidance and industry calls have not provided any clarity about whether they will need to obtain licences.

  • James Eyers
Sezzle chief executive Charlie Youakim.

Short seller accuses Sezzle of ‘sketchy’ practices, low-quality loans

The buy now, pay later group delisted from the ASX earlier this year and has described the allegations as “misleading and out of context”.

  • Joanne Tran
Pay.com.au, a platform that allows businesses to turn their expenses into frequent flyer points. Founder Ed Alder pictured.

IPO-candidate Pay.com.au launches raise to fund US expansion

Street Talk understands Pay.com.au is seeking to raise $15 million via a private placement at a $303 million pre-money equity valuation.

  • Sarah Thompson, Kanika Sood and Emma Rapaport
The Fin podcast - James Eyers

Bitcoin has broken through $US100,000. Now what?

This week on The Fin podcast, James Eyers on why Donald Trump is a crypto bro, whether prices will stay at record levels and how regulators are catching up.

ASIC moves to expand its oversight of crypto and digital assets

The corporate regulator’s new guidance outlines more than a dozen examples of how it intends to assess what is in – and out – of financial services laws.

  • James Eyers
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Zeller founder Ben Pfisterer says he “learnt the craft of trying to get stuff done” when he tried pioneering contactless payments at NAB.

‘Find what makes you happy’: From zero to $1b in two years

Zeller’s Ben Pfisterer brought Square to Australia after stints at Jetstar, NAB and Visa. He has based his career on one piece of advice – from his parents.

  • Yolanda Redrup

November 2024

CBA prepares for AI to transform banking, with dozens of uses

The country’s biggest bank is already using AI to resolve 15,000 payment disputes every day. And its chief executive, Matt Comyn, says many more uses are on the way.

  • James Eyers and Lucas Baird

Meet the frequent flyer fintech targeting a $2.6 trillion market

The fastest growing fintechs in this year’s Fast 100 are an eclectic mix with a common trait: they’ve carved out niches for uniquely Australian audiences.

  • Ayesha de Kretser
Safewill co-founder and chief executive Adam Lubofsky with Isabelle Marcarian, the principal solicitor at Safewill Legal, and Henry Harding its chief operating officer.

Death tech a safe bet as investors see value in digitising last requests

The inevitability of the end of life, and the administrative burdens that come with it, convinced high-profile investors to back a $17 million funding round.

  • Paul Smith

Investors need to know when to put down the phone

Smartphone alerts can promote what behaviourists call “overtrading”, shredding your returns – and your nerves.

  • Jonathan Guthrie
Cuscal is chaired by Elizabeth Proust.

APRA warned Cuscal on risk settings ahead of IPO

The payments company, set to list on the ASX next week, is working with the regulator to improve compliance systems after an external review disclosed in its prospectus.

  • James Eyers and Lucas Baird
Dom Pym has founded more than 22 companies, but you probably only know him as the guy who built neobank Up.

‘If we lose everything, we can just get a regular job’

From a childhood that was “pretty tough” in parts, Dom Pym founded 22 companies including neobank Up, which he sold for $116 million. Now he wants to elevate Australia’s venture ecosystem.

  • Yolanda Redrup
CBA CEO Matt Comyn at the ASIC Annual Forum on Thursday afternoon.

CBA’s Comyn boils over at Apple free-riding on banks

The CBA boss said the government should consider hitting tech companies with a bank-style levy to even the competitive playing field.

  • James Eyers and Lucas Baird
Maile Carnegie says the bank’s Plus platform could ultimately mean cheaper loans for customers.

ANZ banks on Plus to cut costs by a third despite market scepticism

The lender has floated the idea of cutting mortgage costs if it can transition some 7 million customers onto the new technology platform by the end of 2028.

  • James Eyers and Lucas Baird
Imperium Markets CEO Stu Burns and chairman Rod Lewis.

Ex-Westpac treasurer named to Imperium Markets advisory board

The new board will be headed up by Imperium chairman Rod Lewis, former Westpac treasurer Curt Zuber and former MBIA UK chairman and chief executive Chris Weeks.

  • Sarah Thompson, Kanika Sood and Emma Rapaport
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Bridgit CEO and Co-Founder, Aaron Bassin. says lower interest rates will be a boost to his business.

Fintech offers $8m bridging loans in minutes as Citi backs $250m facility

Bridgit uses AI to approve loans for those looking to buy their next home before their existing one has sold. It claims an average approval time of about four hours.

  • Paul Smith
Equitise co-founder Jonny Wilkinson had been trying to secure funding to keep the platform operating.

Crowdfunding platform Equitise calls in administrators

Equitise, which helps companies raise capital without hiring expensive investment bankers, fails to secure fresh funding needed to keep its operations afloat.

  • Paul Smith

October 2024

Anthony Eisen in 2021.

Anthony Eisen bows out at Afterpay

The co-founder of the buy now, pay later pioneer told staff at Block, which he joined after the takeover, he would step away from an executive role.

  • James Eyers
AMP is on track to launch its new business bank in February.

AMP eyes February for long-planned expansion into business banking

The company, which already has a major mortgage loan book, will target start-ups and sole traders as it attempts to find higher margins.

  • James Eyers
Jack Gance, chairman and co-founder of Chemist Warehouse.

Chemist Warehouse goes to war with card fees – using QR codes

The pharmacy and retailing giant pays $15 million in transaction costs every year. Now it has signed on to a new NAB-backed system that circumvents them.

  • James Eyers

Original URL: https://www.afr.com/topic/fintech-hpb