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Fintech

Yesterday

Cuscal is chaired by Elizabeth Proust.

APRA warned Cuscal on risk settings ahead of IPO

The payments company, set to list on the ASX next week, is working with the regulator to improve compliance systems after an external review disclosed in its prospectus.

  • James Eyers and Lucas Baird

This Month

Dom Pym has founded more than 22 companies, but you probably only know him as the guy who built neobank Up.

‘If we lose everything, we can just get a regular job’

From a childhood that was “pretty tough” in parts, Dom Pym founded 22 companies including neobank Up, which he sold for $116 million. Now he wants to elevate Australia’s venture ecosystem.

  • Yolanda Redrup
CBA CEO Matt Comyn at the ASIC Annual Forum on Thursday afternoon.

CBA’s Comyn boils over at Apple free-riding on banks

The CBA boss said the government should consider hitting tech companies with a bank-style levy to even the competitive playing field.

  • James Eyers and Lucas Baird
Maile Carnegie says the bank’s Plus platform could ultimately mean cheaper loans for customers.

ANZ banks on Plus to cut costs by a third despite market scepticism

The lender has floated the idea of cutting mortgage costs if it can transition some 7 million customers onto the new technology platform by the end of 2028.

  • James Eyers and Lucas Baird
Imperium Markets CEO Stu Burns and chairman Rod Lewis.

Ex-Westpac treasurer named to Imperium Markets advisory board

The new board will be headed up by Imperium chairman Rod Lewis, former Westpac treasurer Curt Zuber and former MBIA UK chairman and chief executive Chris Weeks.

  • Sarah Thompson, Kanika Sood and Emma Rapaport
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Bridgit CEO and Co-Founder, Aaron Bassin. says lower interest rates will be a boost to his business.

Fintech offers $8m bridging loans in minutes as Citi backs $250m facility

Bridgit uses AI to approve loans for those looking to buy their next home before their existing one has sold. It claims an average approval time of about four hours.

  • Paul Smith
Equitise co-founder Jonny Wilkinson had been trying to secure funding to keep the platform operating.

Crowdfunding platform Equitise calls in administrators

Equitise, which helps companies raise capital without hiring expensive investment bankers, fails to secure fresh funding needed to keep its operations afloat.

  • Paul Smith

October

Anthony Eisen in 2021.

Anthony Eisen bows out at Afterpay

The co-founder of the buy now, pay later pioneer told staff at Block, which he joined after the takeover, he would step away from an executive role.

  • James Eyers
AMP is on track to launch its new business bank in February.

AMP eyes February for long-planned expansion into business banking

The company, which already has a major mortgage loan book, will target start-ups and sole traders as it attempts to find higher margins.

  • James Eyers
Jack Gance, chairman and co-founder of Chemist Warehouse.

Chemist Warehouse goes to war with card fees – using QR codes

The pharmacy and retailing giant pays $15 million in transaction costs every year. Now it has signed on to a new NAB-backed system that circumvents them.

  • James Eyers
Pathzero co-founders Charbel Ayoub and Carl Prins in Sydney. Their Pathzero system allows asset owners to discover energy transition risks lurking in their investment portfolio.

Emissions tracking tool a winner for super funds and Pathzero

Aware Super and Hesta use Pathzero software. So do 600 fund managers. It’s already the world’s largest data sharing network for private market carbon emissions.

  • James Eyers

September

ANZ's share trading platform app is blocked for many customers with no resolution in sight.

Open banking limps to life with ANZ customers seeking full picture

ANZ is the first major bank to use open banking to aggregate multiple accounts through its app. Ultimately, it will be used as a tool to lure new customers.

  • James Eyers
Merchants will soon be able to decide to send an iPhone payment to eftpos to save costs.

Apple, Google respond to payment cost heat by backing eftpos

The US tech giants will enable “least-cost routing” for new cards on their smartphones to try to help merchants save costs by avoiding Visa and Mastercard.

  • James Eyers
Fred Schebesta, founder of Finder, pictured in Sydney after his appearance at the AFR Crypto & Digital Assets Summit on Monday.

ASIC sets off the crypto fire alarm, Canberra will have to respond

Delegates to this week’s Summit pleaded for clarity about how digital assets are defined under corporate laws.

  • James Eyers
Indebted founder and chief executive Josh Foreman has relocated to the US, its most lucrative market.

Digital debt collector worth $350m after big money raise

Business booms for InDebted when cost-of-living hits consumers. It has attracted new investors, including a super fund to back a rare valuation increase.

  • Paul Smith
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Start-ups promoting bitcoin and other crypto products should get AFSLs, warns ASIC.

ASIC wants crypto start-ups to hold financial services licences

The corporate regulator will appear at the AFR Crypto and Digital Assets Summit on Monday with a warning to developers in the polarising sector.

  • James Eyers and Max Mason
bitcoin

Bitcoin is going mainstream. Can Australia join the party?

Twenty-thousand crypto believers descended on Singapore this week – and the companies they represented may surprise you.

  • James Eyers
It should be the busiest week of the year for Australian floats.

Year’s biggest IPO would happily sneak on to the ASX, if it could

The market is at a record high but it is not the time to be screaming IPO plans from the top of Martin Place.

  • Anthony Macdonald
Reserve Bank of Australia.

RBA warms to its own digital currency – but only for other banks

The central bank says it could save billions of dollars by making transactions faster. But it has decided digital cash for the public is far riskier.

  • James Eyers

Why you pay $5.08 for a $5 coffee

The notoriously complex area of retail payment costs is in the political spotlight, and set to force a response from the central bank. Here’s how it works.

  • James Eyers

Original URL: https://www.afr.com/topic/fintech-hpb