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Payments

Yesterday

Jon Davey was named chief executive of Tyro in 2022.

Tyro to cosy up to Stripe as Smartpay negotiates with Shift4

Tyro is expected to fully engage with Stripe now that it’s untethered from Smartpay.

This Month

David Basheer, managing director of the family-owned Strathmore Hotel in the Adelaide CBD, says an Albanese government payment surcharge ban will be inflationary as food prices will have to rise.

Small business says Labor’s card surcharge ban will be inflationary

Hotel and cafe lobby groups will meet the RBA’s head of payments to raise concerns about plans for the surcharge ban this week.

Judo chief executive Chris Bayliss.

Judo, Block shares smashed after misses

Quarterly updates from the business bank and payments player met a savage market reaction, with loan and sales growth undershooting because of business uncertainty.

Soon you can hand your credit card to AI. What could go wrong?

Visa is opening up its platform to artificial intelligence, allowing them to build bots authored to pay for everything from concert tickets to groceries.

April

Stripe founders and brothers Patrick and John Collison.

Silicon Valley’s Stripe eyeballs Tyro’s languishing share price

Investors have become increasingly sceptical the ASX-listed payments group can compete against massive international rivals and the country’s major banks.

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Mastercard says it will push CBA and Westpac to issue numberless cards to reduce fraud.

CBA and Westpac mull removing numbers from their credit cards

Australia is expected to be the first major market to embrace numberless credit cards in the next two years, according to Mastercard.

March

Here are the 2025 winners and losers

Treasurer Jim Chalmers’ fourth federal budget delivers a surprise election-eve tax cut for all working Australians. But not everyone is a winner.

The RBA is concerned about risks as banks migration payments from BECS to the NPP.

RBA tells banks national interest not profit comes first on payments system

RBA assistant governor Brad Jones accused banks of putting profit over the national interest in the roll-out of a critical system that moves $18 trillion payments.

Findi won a contract to supply the State Bank of India with more than 4000 ATMs in 2023.

Payments business Findi launches $45m raising; taps three brokers

The broker syndicate included Morgans Corporate, MST Financial Services and Ord Minnett.

Smartpay has more than 40,000 EFTPOS machines.

Smartpay, hurting from RBA’s surcharge review, gets takeover proposals

Given Tyro has offered $NZ1 a share, a significant premium to the last close, the target will be under pressure to formally consider the inbound interest. 

The RBA is keen to avoid a repeat of the ASX’s disastrous attempt to upgrade CHESS.

RBA alarm over banks’ plans to shut key payments system

The Bulk Electronic Clearing System, which handles almost $18 trillion in payments, is being replaced. But the troubled transition has the RBA worried.

CBA shifted an emergency mobile “bank in a box” from Townsville to Brisbane on the back of a semi-trailer this week.

Banks deploy mobile branches, generators to cyclone zone

Major banks have sent mobile banking units powered by their own diesel generators to Brisbane, after Armaguard halted cash deliveries to ATMs due to high winds.

February

Tyro Payments has been popular in the health sector, where it is upgrading its terminals.

Tyro’s profit lifts from health payments boom

ASX-listed payments stocks Tyro, Cuscal and EML reported interim results on Wednesday. All three rose on the market on stronger numbers.

The government is in the middle of regulating buy now, pay later products like Afterpay and Zip.

The Zip v Afterpay buy now, pay later rivalry is back on

Zip says it is growing faster than its competitors in the world’s biggest market – the United States – after reporting record first-half earnings.

Health Minister Mark Butler and Prime Minister Anthony Albanese are set to unveil the biggest investment in Medicare in 40 years.

Albanese makes $8.5b Medicare overhaul his signature election policy

The prime minister will make Medicare the centrepiece of his re-election campaign, promising to spend big to eliminate patient costs for visits to the doctor.

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For how much longer will Australians by using cash?

Cash may be gone in 10 years: RBA’s Bullock

Governor Michele Bullock says cash may only be around for 10 years. But unlike Donald Trump, she sees no role for bitcoin in central banking or payments.

Peter Dutton and shadow treasurer Angus Taylor do not want to scare voters before the election with more radical proposals on tax, industrial relations and spending cuts on the National Disability Insurance Scheme.

Populist politics won’t make insurance cheaper

Peter Dutton has reached for a big stick without any attempt to explain how breaking insurers up into smaller companies would lower the cost of insurance.

Blended pricing plans have become a key focus for the RBA inquiry into payment fees.

ACCC lacks power to break up blended payment plans

Gaps in the regulatory coverage of surcharging emerged during a parliamentary hearing with the consumer commission on Friday.

Tyro chief executive Jon Davey.

Tyro Payments keeps an ear out for suitors amid share price plunge

The eftpos terminal operator’s top brass is said to be open to takeover approaches – quelle surprise – and Macquarie Group’s banking business is seen as a potential suitor.

Moving cash became a financial drain for Armaguard given the dramatic fall in its use.

Westpac’s Armaguard deal complicates negotiations to save banknotes

The major banks are scheduled to meet with the Lindsay Fox-owned cash transportation business in the hope of keeping the company afloat and money circulating.

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