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Payments

May

AFR

Real-time payments’ early adopters reap rewards

With so many competing priorities and limited resources, banks are taking a measured approach to implementing instant payments tech.

Real-time payments.

Race to real-time payments: big business ditches legacy systems

Two-thirds of big businesses say real-time payments will affect their market position. A new survey shows who’s moving now, and who risks getting left behind.

David Higgins, chief technology officer for financial security and fraud prevention firm, Eftsure, warns real-time payments can equal real-time fraud.

How banks can fight fraud in an instant-payments world

Security needs to be ironclad as faster transactions mean less time to detect and stop illicit flows by cybercriminals.

Westpac customers suffered major outages on three consecutive days this week.

Banks help businesses gain early-mover payments advantage

Lenders are embedding new technologies as regulators breathe down their necks and customers demand instant payments.

Former ASIC deputy head Jeremy Cooper says a legislated objective for superannuation should constrain governments from letting people use super to buy a house.

Cbus joins pilot program to speed up super payments

The fund has been part of the trial with a handful of large construction industry employers to get a clearer picture of how digital payments will work.

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An independent pricing expert will oversee Armaguard’s contracts with banks and supermarkets.

Armaguard, banks pick Deloitte to create utility pricing for cash

The biggest users of cash want contracts with the Lindsay Fox company to be regulated like other essential services such as water and energy.

Tony Robinson was appointed   chairman of COG Financial Services in March.

Solvar scoops up 19.9pc of Earlypay as COG sells down

Sources said the trade was done at 22¢ per share, or at par with the current share price.

Payments group OFX was sitting on confidential when its shares ran on Monday morning. Its results on Tuesday were worse than expected, leaving fund managers scratching their heads.

The curious case of a dubious result that scorched investors

If OFX’s results fell off the back of a truck, they were either the wrong set of numbers or landed in the hands of an idiot.

Airwallex chief executive Jack Zhang.

Airwallex local losses deepen despite global boom

Financial services company Airwallex files most of its earnings in the Cayman Islands, but its local numbers show it fell deeper into the red in 2024.

Jon Davey was named chief executive of Tyro in 2022.

Tyro to cosy up to Stripe as Smartpay negotiates with Shift4

Tyro is expected to fully engage with Stripe now that it’s untethered from Smartpay.

David Basheer, managing director of the family-owned Strathmore Hotel in the Adelaide CBD, says an Albanese government payment surcharge ban will be inflationary as food prices will have to rise.

Small business says Labor’s card surcharge ban will be inflationary

Hotel and cafe lobby groups will meet the RBA’s head of payments to raise concerns about plans for the surcharge ban this week.

Judo chief executive Chris Bayliss.

Judo, Block shares smashed after misses

Quarterly updates from the business bank and payments player met a savage market reaction, with loan and sales growth undershooting because of business uncertainty.

Soon you can hand your credit card to AI. What could go wrong?

Visa is opening up its platform to artificial intelligence, allowing them to build bots authored to pay for everything from concert tickets to groceries.

April

Stripe founders and brothers Patrick and John Collison.

Silicon Valley’s Stripe eyeballs Tyro’s languishing share price

Investors have become increasingly sceptical the ASX-listed payments group can compete against massive international rivals and the country’s major banks.

Mastercard says it will push CBA and Westpac to issue numberless cards to reduce fraud.

CBA and Westpac mull removing numbers from their credit cards

Australia is expected to be the first major market to embrace numberless credit cards in the next two years, according to Mastercard.

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March

Here are the 2025 winners and losers

Treasurer Jim Chalmers’ fourth federal budget delivers a surprise election-eve tax cut for all working Australians. But not everyone is a winner.

The RBA is concerned about risks as banks migration payments from BECS to the NPP.

RBA tells banks national interest not profit comes first on payments system

RBA assistant governor Brad Jones accused banks of putting profit over the national interest in the roll-out of a critical system that moves $18 trillion payments.

Findi won a contract to supply the State Bank of India with more than 4000 ATMs in 2023.

Payments business Findi launches $45m raising; taps three brokers

The broker syndicate included Morgans Corporate, MST Financial Services and Ord Minnett.

Smartpay has more than 40,000 EFTPOS machines.

Smartpay, hurting from RBA’s surcharge review, gets takeover proposals

Given Tyro has offered $NZ1 a share, a significant premium to the last close, the target will be under pressure to formally consider the inbound interest. 

The RBA is keen to avoid a repeat of the ASX’s disastrous attempt to upgrade CHESS.

RBA alarm over banks’ plans to shut key payments system

The Bulk Electronic Clearing System, which handles almost $18 trillion in payments, is being replaced. But the troubled transition has the RBA worried.

Original URL: https://www.afr.com/topic/payments-hpo