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Payments

This Month

Mastercard says it will push CBA and Westpac to issue numberless cards to reduce fraud.

CBA and Westpac mull removing numbers from their credit cards

Australia is expected to be the first major market to embrace numberless credit cards in the next two years, according to Mastercard.

March

Here are the 2025 winners and losers

Treasurer Jim Chalmers’ fourth federal budget delivers a surprise election-eve tax cut for all working Australians. But not everyone is a winner.

The RBA is concerned about risks as banks migration payments from BECS to the NPP.

RBA tells banks national interest not profit comes first on payments system

RBA assistant governor Brad Jones accused banks of putting profit over the national interest in the roll-out of a critical system that moves $18 trillion payments.

Findi won a contract to supply the State Bank of India with more than 4000 ATMs in 2023.

Payments business Findi launches $45m raising; taps three brokers

The broker syndicate included Morgans Corporate, MST Financial Services and Ord Minnett.

Smartpay has more than 40,000 EFTPOS machines.

Smartpay, hurting from RBA’s surcharge review, gets takeover proposals

Given Tyro has offered $NZ1 a share, a significant premium to the last close, the target will be under pressure to formally consider the inbound interest. 

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The RBA is keen to avoid a repeat of the ASX’s disastrous attempt to upgrade CHESS.

RBA alarm over banks’ plans to shut key payments system

The Bulk Electronic Clearing System, which handles almost $18 trillion in payments, is being replaced. But the troubled transition has the RBA worried.

CBA shifted an emergency mobile “bank in a box” from Townsville to Brisbane on the back of a semi-trailer this week.

Banks deploy mobile branches, generators to cyclone zone

Major banks have sent mobile banking units powered by their own diesel generators to Brisbane, after Armaguard halted cash deliveries to ATMs due to high winds.

February

Tyro Payments has been popular in the health sector, where it is upgrading its terminals.

Tyro’s profit lifts from health payments boom

ASX-listed payments stocks Tyro, Cuscal and EML reported interim results on Wednesday. All three rose on the market on stronger numbers.

The government is in the middle of regulating buy now, pay later products like Afterpay and Zip.

The Zip v Afterpay buy now, pay later rivalry is back on

Zip says it is growing faster than its competitors in the world’s biggest market – the United States – after reporting record first-half earnings.

Health Minister Mark Butler and Prime Minister Anthony Albanese are set to unveil the biggest investment in Medicare in 40 years.

Albanese makes $8.5b Medicare overhaul his signature election policy

The prime minister will make Medicare the centrepiece of his re-election campaign, promising to spend big to eliminate patient costs for visits to the doctor.

For how much longer will Australians by using cash?

Cash may be gone in 10 years: RBA’s Bullock

Governor Michele Bullock says cash may only be around for 10 years. But unlike Donald Trump, she sees no role for bitcoin in central banking or payments.

Peter Dutton and shadow treasurer Angus Taylor do not want to scare voters before the election with more radical proposals on tax, industrial relations and spending cuts on the National Disability Insurance Scheme.

Populist politics won’t make insurance cheaper

Peter Dutton has reached for a big stick without any attempt to explain how breaking insurers up into smaller companies would lower the cost of insurance.

Blended pricing plans have become a key focus for the RBA inquiry into payment fees.

ACCC lacks power to break up blended payment plans

Gaps in the regulatory coverage of surcharging emerged during a parliamentary hearing with the consumer commission on Friday.

Tyro chief executive Jon Davey.

Tyro Payments keeps an ear out for suitors amid share price plunge

The eftpos terminal operator’s top brass is said to be open to takeover approaches – quelle surprise – and Macquarie Group’s banking business is seen as a potential suitor.

Moving cash became a financial drain for Armaguard given the dramatic fall in its use.

Westpac’s Armaguard deal complicates negotiations to save banknotes

The major banks are scheduled to meet with the Lindsay Fox-owned cash transportation business in the hope of keeping the company afloat and money circulating.

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Australian Banking Association chief executive Anna Bligh is retiring.

Anna Bligh to retire as boss of banking lobby group

The former Queensland premier took up the job as the industry’s peak lobbyist in the midst of a damning financial services royal commission.

January

Buying a package from Amazon will no longer require a credit or debit card to pay.

NAB helps Amazon bypass credit cards with new way for customers to pay

The bank will enable the online retailing platform to accept payments directly from bank accounts, via an Reserve Bank-backed system known as PayTo.

Mastercard and Visa are resisting attempts to regulate their processing fees and forcing them to be disclosed.

Mastercard and Visa resist RBA plan to force fee disclosure

The US card giants are pushing back on the central bank’s objective of making their charges more transparent.

Tap and go

Banks pick fight with RBA over wholesale payment fees

The central bank is considering stricter caps on “interchange fees” in its review of payment costs. Worth $2.1 billion annually, squeezing this could hurt competition.

Findi runs ATMs for Indian banks and has been building a payments system, FindiPay.

Payments provider Findi in $30m bolt-on acquisition ahead of IPO

Its backers have their eyes peeled for the Indian subsidiary’s IPO, which they’ve been told could see the unit valued at hundreds of millions of dollars.

Original URL: https://www.afr.com/topic/payments-hpo