David Basheer runs the Strathmore Hotel in Adelaide’s CBD. The venue, on North Terrace, is popular with footy fans who enjoy its stone-grilled steaks with a few Coopers when Port or the Crows are playing; the Adelaide Oval is a five-minute walk away.

While Adelaide’s big win over Carlton on Saturday evening brought his patrons cheer, the return of the Albanese government a few hours later created a sense of dread for him. Basheer is fretting about being lumbered with a six-figure payment cost, as the government prepares to ban debit card surcharges from next January, which is under consideration by the Reserve Bank.