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James Eyers

This Month

An Armaguard truck, delivering cash in Martin Place in Sydney.

Armaguard, banks seek independent price-setter for cash delivery

Resolving the cash transport drama is one step closer, with a callout this week for an expert to set contract prices – at a fair margin for Linfox.

Helen Lofthouse has been the chief executive of the ASX since 2022.

Revealed: RBA’s scathing warning it has ‘lost confidence’ in ASX

In a strongly worded missive sent to the exchange’s chief executive Helen Lofthouse weeks before an outage, the central bank warned of entrenched problems.

The outlook for banks stocks is uncertain.

Bank stocks still seen as a haven by investors

Bank shares are down 15pc from February peaks but have performed relatively better during the Trump tariff turmoil, as investors struggle to find alternatives.

Mastercard says it will push CBA and Westpac to issue numberless cards to reduce fraud.

CBA and Westpac mull removing numbers from their credit cards

Australia is expected to be the first major market to embrace numberless credit cards in the next two years, according to Mastercard.

ANZ chairman Paul O’Sullivan is digesting the Oliver Wyman report.

ANZ review found staff raised concerns and middle managers failed them

Oliver Wyman’s detailed report into the cultural problems within the bank’s markets unit has singled out weak leaders who failed to supervise powerful traders.

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APRA lashes ANZ’s risk culture, raises capital penalty to $1b

A separate review of the bank found “weaknesses in culture, leadership, and infrastructure could lead to material issues in the future”.

Delays in home loan switching are still rife, and regulators want the big banks to speed up the process.

Coalition plan to lower lending standards ‘will drive up house prices’

A Peter Dutton-led government would direct the prudential regulator to lower the home loan serviceability buffer if it wins the federal election.

March

RBA governor Michele Bullock says she has serious concerns with the ASX’s governance.

RBA, ASIC say they are ‘increasingly concerned’ about ASX

The regulators said the market operator was not complying with risk mitigation standards after an outage in December left investors unable to settle trades.

Westpac chief executive Anthony Miller is focusing on simplifying the bank’s technology processes in the hope it will save money in the long-term.

Westpac plots $3b technology overhaul to slash long-term costs

The bank’s new chief executive, Anthony Miller, outlined plans to shrink the number of systems to cut expenses described by analysts as unsustainable.

CBA chief information officer Gavin Munroe with CEO Matt Comyn in the bank’s new Seattle office on Thursday.=

CBA steps ups competition for AI engineers by opening Seattle office

The bank is deepening connections with Amazon Web Services and Microsoft, including putting IT teams together in a new US office.

The RBA is concerned about risks as banks migration payments from BECS to the NPP.

RBA tells banks national interest not profit comes first on payments system

RBA assistant governor Brad Jones accused banks of putting profit over the national interest in the roll-out of a critical system that moves $18 trillion payments.

ANZ group executive Maile Carnegie at the Financial Review Banking Summit last week.

ANZ quizzed over risks of new platform costing $1m a day

Analysts wondered how long it will take to fully migrate 6 million customers and another 1.2 million from Suncorp onto Maile Carnegie’s ANZ Plus.

A Royal Australian Air Force F-22 Raptor fighter jet. Australia, along with other major economies, are increasing their military spending.

Westpac targets defence lending as banks deepen national security ties

Under pressure from the Trump administration, major economies are increasing their military spending. The big lenders can see opportunity to provide financing.

Armaguard is locked in discussions with the Australian Banking Association over an independent pricing mechanism to govern its costs. But smaller banks want a seat at the negotiation table.

Banks campaign for cash levy to avoid Armaguard ‘monopoly’

Twenty banks spending millions each year to provide cash to country towns are forming a campaign to renew focus on the need for a regional bank levy.

Anthony Miller is the chief executive of Westpac. The bank is working on simplifying its structure.

Inside Project Aries: Westpac’s secret plan for St George

The major lender has already shrunk the number of branches and closed a subsidiary’s private banking division. Now it’s considering the next steps.

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Labor MP Andrew Charlton has been advocating for policy addressing digital assets.

Labor reveals its plan to regulate crypto

Crypto exchanges will have to meet the same basic governance requirements as banks under a long-delayed policy to regulate the local sector.

Commonwealth Bank CEO Matt Comyn argued Australia was insulated from US tariffs, but could be hurt by the flow on effect.

CBA, NAB chief executives prepare for long-term Trump disruptions

Matt Comyn and Andrew Irvine offer a view of an uncertain environment where upheaval could create big productivity gains – or cause serious harm.

John Lonsdale, the Australian Prudential Regulation Authority chairman, says there is little chance that the lending rules will be weakened.

APRA warns of ‘international upheaval’ in lending rules

The prudential regulator’s chairman John Lonsdale said it was unlikely that Australia would follow the US in moderating the requirement to hold capital.

Andrew Irvine, Mike Vacy-Lyle from CBA and Rachel Slade.

NAB’s $230b business bank crown jewel faces its biggest test yet

Even on the day he was named as the bank’s chief executive, Andrew Irvine knew the barbarians were at the gate. Thirteen months later, they are over the wall.

National Australia Bank has lost two of its key executives, including its chief financial officer who is heading to Westpac.

Westpac poaches NAB’s CFO, adding another Goldman alumni to its ranks

Nathan Goonan is leaving National Australia Bank at the same time as long-time executive and the head of its business banking division, Rachel Slade.

Original URL: https://www.afr.com/by/james-eyers-j7gbd