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BNPL

November

Surcharges are increasingly being added for card payments – but Australia’s biggest bank wants them scrapped.

RBA could backtrack on plan to ban credit card surcharges

Minutes from the Payments System Board meeting show the central bank is also considering steps to appease the big banks’ concerns about interchange fees

October

Humm founder Andrew Abercrombie will once again become chair of the company.

M&A due diligence of more than 120 days borders on ridiculous

A war of words has erupted in the drawn-out founder-led bid for Humm and some shareholders have had enough. The board committee can’t keep dragging its heels.

Cynthia Scott says there’s a lot of growth left in the US market.

How Americans living pay-to-pay powered Zip’s stunning 6-month surge

The former market darling has roared back into the hot-stock club with a 287 per cent climb in eight months.

September

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Trump ally assassinated; Bell exits ANU; Oracle’s wake-up call

Read everything that’s happened in the news so far today.

Klarna debuted on the New York Stock Exchange seven years after adopting Afterpay’s successful pay-in-four model.

Klarna’s big stock debut shows BNPL is over its existential crisis

For Afterpay co-founder and sector pioneer Nick Molnar, the IPO is a strong endorsement of his wildly popular pay-in-four model.

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Klarna CEO Sebastian Siemiatkowski. The company is cutting its workforce by 10 per cent.

CBA bound by lock-up period as Klarna IPO targets $21.5b valuation

The bank joins investors including Sequoia Capital, BlackRock and Silver Lake in reducing their holdings as part of the listing in New York.

CBA chief executive Matt Comyn played offence and defence with his bet on Klarna.

CBA’s Afterpay FOMO paid off with Klarna. Just not how you think

Matt Comyn’s investment in the company was a way of playing defence and offence as buy now, pay later exploded. Six years on, the strategy looks strong.

CBA’s Klarna stake balloons to $1.2b on buy now, pay later firm’s IPO

The initial public offering was launched on Tuesday night, valuing the digital banking group in which the bank has a significant stake, at up to $21.5 billion.

August

Humm founder Andrew Abercrombie will once again become chair of the company.

Board ructions plague Humm as financial results postponed again

The asset finance and buy now, pay later group’s chairman Andrew Abercrombie, who is also leading a bid for the company, is refusing to sign off the accounts.

Zip CEO Cynthia Scott.

Zip targets Nasdaq listing to unlock US buy now, pay later growth

A presence on the technology-heavy Nasdaq would support a “significant growth opportunity” by broadening the investor base, the credit provider said.

Square A gives sellers instant, data-driven answers to business questions.

Afterpay carries Block earnings as AI deployed to Square terminals

Higher spending on Afterpay helped Jack Dorsey’s payments giant deliver record operating income for the second quarter.

July

Sezzle chief executive and executive chairman Charlie Youakim is now worth $3 billion.

Sezzle sizzles at $7b: The unlikely comeback king of buy now, pay later

Charlie Youakim was always an underdog in the hottest new sector in finance. But after a multitude of near-death experiences, he’s now the top dog.

Katrina Konstas, APAC country manager at Afterpay.

Why this points junkie swapped credit cards for BNPL

Katrina Konstas, Afterpay’s country manager for Australia, is a self-declared shopper but has changed the way she pays.

June

Andrew Abercrombie, Humm’s founder and major shareholder, campaigned against the sale three years ago.

Chairman lobs $286m indicative bid for Humm Group

The group has offered to buy Humm for 48¢ per share – a 35 per cent premium to Monday’s share price close.

Nick Molnar, co-founder of Afterpay, says regulation will legitimise BNPL allowing it to compete with everyday spending using credit cards.

Why Afterpay could be coming to a supermarket checkout near you

Eight years after the first calls to bring BNPL under credit laws, Nick Molnar says the new regime will help it compete more aggressively with credit cards.

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April

Mastercard says it will push CBA and Westpac to issue numberless cards to reduce fraud.

CBA and Westpac mull removing numbers from their credit cards

Australia is expected to be the first major market to embrace numberless credit cards in the next two years, according to Mastercard.

February

The government is in the middle of regulating buy now, pay later products like Afterpay and Zip.

The Zip v Afterpay buy now, pay later rivalry is back on

Zip says it is growing faster than its competitors in the world’s biggest market – the United States – after reporting record first-half earnings.

December 2024

Sezzle chief executive Charlie Youakim.

Short seller accuses Sezzle of ‘sketchy’ practices, low-quality loans

The buy now, pay later group delisted from the ASX earlier this year and has described the allegations as “misleading and out of context”.

Metrics managing partner Andrew Lockhart is also the chairman of Navalo.

Metrics moves to compulsorily acquire BNPL underdog despite objections

Shareholders have accused Metrics of “grossly underestimating” the company’s valuation, “systematically devaluing the company through sham capital raises”, “selective disclosure” and “predatory behaviour”.

Zip Co co-founder Larry Diamond resigned from the board and US chairmanship.

Zip co-founder Larry Diamond sells $100m in shares after resigning

The co-founder sold 30 million shares in the buy now, pay later player, a day after he resigned to set up a family office.

Original URL: https://www.afr.com/topic/buy-now-pay-later-1nnp