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BNPL

December 2024

Sezzle chief executive Charlie Youakim.

Short seller accuses Sezzle of ‘sketchy’ practices, low-quality loans

The buy now, pay later group delisted from the ASX earlier this year and has described the allegations as “misleading and out of context”.

  • Joanne Tran
Metrics managing partner Andrew Lockhart is also the chairman of Navalo.

Metrics moves to compulsorily acquire BNPL underdog despite objections

Shareholders have accused Metrics of “grossly underestimating” the company’s valuation, “systematically devaluing the company through sham capital raises”, “selective disclosure” and “predatory behaviour”.

  • Sarah Thompson, Kanika Sood and Emma Rapaport
Zip Co co-founder Larry Diamond resigned from the board and US chairmanship.

Zip co-founder Larry Diamond sells $100m in shares after resigning

The co-founder sold 30 million shares in the buy now, pay later player, a day after he resigned to set up a family office.

  • Sarah Thompson, Kanika Sood and Emma Rapaport

November 2024

Seven charts that show the mystery of Australia’s cash hoard

As cash use plummets in Australia, banknotes linger – stashed for emergencies, savings, or used in black-market trade.

  • Updated
  • Michael Read
Bridgit CEO and Co-Founder, Aaron Bassin. says lower interest rates will be a boost to his business.

Fintech offers $8m bridging loans in minutes as Citi backs $250m facility

Bridgit uses AI to approve loans for those looking to buy their next home before their existing one has sold. It claims an average approval time of about four hours.

  • Paul Smith
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Nick Molnar and Anthony Eisen. Afterpay celebrated its 10th birthday this week.

Inside a decade-long rollercoaster ride with Afterpay’s Nick Molnar

Ten years ago this week, the buy now, pay later firm’s founder sold some jewellery to his business partner Anthony Eisen in a novel way: pay-in-four.

  • James Eyers and Jonathan Shapiro

October 2024

Anthony Eisen in 2021.

Anthony Eisen bows out at Afterpay

The co-founder of the buy now, pay later pioneer told staff at Block, which he joined after the takeover, he would step away from an executive role.

  • James Eyers
Cynthia Scott has navigated Zip Co back towards growth after rising interest rates in 2022 crunched the company’s valuation.

Zip banks on interest rate cuts as transaction volumes soar

The buy now, pay later group has endured a difficult two years and returned to growth, particularly in the US, where the majority of sales are processed.

  • James Eyers

September 2024

Merchants will soon be able to decide to send an iPhone payment to eftpos to save costs.

Apple, Google respond to payment cost heat by backing eftpos

The US tech giants will enable “least-cost routing” for new cards on their smartphones to try to help merchants save costs by avoiding Visa and Mastercard.

  • James Eyers
Indebted founder and chief executive Josh Foreman has relocated to the US, its most lucrative market.

Digital debt collector worth $350m after big money raise

Business booms for InDebted when cost-of-living hits consumers. It has attracted new investors, including a super fund to back a rare valuation increase.

  • Paul Smith
Phil King, a former Macquarie sell-side analyst, has turned Regal into a key element in Australia’s equity markets.

Regal throws its weight behind ‘takeover target’ Zip Co

The fund manager has built a sizeable position in Zip from its small-cap fund over the past 12 months, starting at about 30¢

  • Sarah Thompson, Kanika Sood and Emma Rapaport

August 2024

The cost of paying with a credit card has come under considerable scrutiny as the prevalence of surcharges increases.

Mastercard argues cash costs more than card in bid to stymie fee limit

A Boston Consulting Group report commissioned by the global payments giant has found there are plenty of “hidden” costs to using cash, which could be reduced.

  • James Eyers
Zip CEO Cynthia Scott.

Zip nails comeback, predicts huge US transaction growth

Zip shares took a breather after a strong run driven by its pivot to profitability.

  • James Eyers
Afterpay co-founder Nick Molnar.

Nick Molnar to step up at Block, will report to Jack Dorsey

On the three-year anniversary of Afterpay’s blockbuster sale to Block, its founder Jack Dorsey has promoted Nick Molnar to head of sales.

  • James Eyers

July 2024

Zip Co group chief executive Cynthia Scott.

Resurgent Zip raises cash and pays big break fee to eliminate its debt

Zip has indicated it will push the accelerator on growth in the United States despite regulators investigating whether it has violated consumer protection laws.

  • James Eyers
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Zip Co group chief executive Cynthia Scott.

Zip Co in $267m raise to pay down debt; Goldies, UCP on ticket

Fund manager sources said the placement is expected to price at about $1.52 a share, representing a 5.3 per cent discount to the last close.

  • Sarah Thompson, Kanika Sood and Emma Rapaport
There are plenty of jobs in renewables.

‘Everyone wins’: Financing renewables at scale

Brighte looks to boost the renewables transition through its ‘one-stop shop’ model, winning the Banking and Financial Services category.

  • Prashant Mehra

June 2024

Apple Pay will come under RBA regulation when the PSRA bill is passed.

RBA flags BNPL fee crackdown in broader probe into credit cards

The central bank’s head of payments says it will launch a review of regulations as soon as it is handed the power to do so under new legislation in parliament.

  • Updated
  • James Eyers
ANZ is deepening its partnership with Apple.

Apple to drive iPhone users towards buy now, pay later loans

The global technology giant will upgrade Apple Pay to bring buy now, pay later-style payment options to the point of sale. ANZ is the first major bank to join up.

  • James Eyers

Blackstone chief spends $13m to move down Mosman hill

Craig Newman and his wife, Anna, have seized a chance on the tightly held Balmoral slopes.

  • Bonnie Campbell

Original URL: https://www.afr.com/topic/buy-now-pay-later-1nnp