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General insurance

This Month

A flooded South Pine River, north of Brisbane, in January. The ICA says of the estimated 225,000 Australian homes in the highest flood risk locations, only 23pc have flood cover.

Insurers call for $30b flood defence fund to protect properties

After Peter Dutton said he wanted to break up insurers, the industry wants to partner with governments to strengthen infrastructure and relocate the most vulnerable buildings.

Companies across the economy are introducing powers to suspend or terminate accounts when financial abuse is suspected. 

Banks, insurers crack down on abusers using their products as weapons

Financial abuse is estimated to cost victims $5.7 billion every year – more than twice the amount of losses from scams.

Andrew Horton, CEO of QBE, says to reduce premiums, you need to reduce risks.

QBE boss hits back: high insurance premiums are due to risk

Andrew Horton has issued the first response from an insurance industry boss since the opposition leader threatened to break up companies.

Peter Dutton and shadow treasurer Angus Taylor do not want to scare voters before the election with more radical proposals on tax, industrial relations and spending cuts on the National Disability Insurance Scheme.

Populist politics won’t make insurance cheaper

Peter Dutton has reached for a big stick without any attempt to explain how breaking insurers up into smaller companies would lower the cost of insurance.

Streaming might be more productive than the old video store, but what’s the human cost?

Don’t neglect the human elements of productivity

Readers’ letters on the downsides of digital service delivery; Peter Dutton and big insurers; anti-hate speech legislation; RBA promises; offshore wind farms; and cost blowouts.

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Home insurance premiums in flood-prone regions surged by 50 per cent in the past year.

Insurers argue returns are falling as Coalition seesaws on divestment

Peter Dutton threatens to force insurers to divest assets if they were found to be abusing their market power. He made similar remarks about supermarkets.

Opposition Leader Peter Dutton promised no cuts to frontline public services at a press conference at Parliament House in Canberra.

Dutton’s ‘big stick’ plan could make your insurance more expensive

Rather than focusing on re-regulating the sector, the Coalition leader should take the advice of his own backbench and ease the regulatory burden.

A fire-ravaged property in the Pacific Palisades last month. IAG said the devastating wildfires have drawn attention to bushfire coverage in Australia.

IAG says LA wildfires were a wake-up call on disaster preparation

The insurance giant, which owns the NRMA and CGU brands, reports a 91 per cent jump in interim profit, but its shares fell as premium rises moderated.

A flooded home in Macknade, north Queensland, this month.

Suncorp confident it can rise to challenge of Queensland floods

The deluge will not push up insurance premiums thanks to strong buffers, the CEO of the Brisbane-based insurer said after its interim results impressed.

Anish Sinha, chief financial officer , Skye Theodorou, chief executive officer and Sajjad Naveed, chief technology officer.

Brian Hartzer, Gandel family back $45m insurance start-up UpCover

The company, which has just finished raising more money, is attempting to disrupt the commercial insurance industry that has long been dominated by two brokers.

Gurbaj Pawar at breakfast at BarLume in North Sydney.

Don’t go on holidays to relax, push yourself, says this top exec

Gurbaj Pawar, head of strategy at insurance broking company AUB Group and a 2024 BOSS Young Executive, hikes and plays with his young daughter to stay fit.

January

Firefighters tackle the Hughes Fire along a roadside in Castaic in California.

Thousands evacuate as new major wildfire erupts near LA

Fire crews are making progress on blunting the threat from an enormous new blaze north of Los Angeles that forced more than 50,000 under evacuation orders.

Health Minister Mark Butler wants private health insurers to do better on this year’s premium increases.

Butler rejects health insurers’ second bid to lift prices

Health Minister Mark Butler has rejected a second round of requests from private health insurers to increase customer premiums, saying they need to help more during the cost-of-living crisis.

A fire crew in the Pacific Palisades as they move on to their next assignment. The fire has caused significant damage and will push up the cost of insurance policies around the world.

Californian fires to push premiums higher, worsening poor policy cover

The rising cost of insurance policies has already meant a third of about $60 billion in natural disaster damage over the past decade was left uninsured.

A picture of devastation in the Pacific Palisades neighbourhood.

Why so many were uninsured before the LA fires

The spiralling costs of extreme weather and natural disaster only partly explain insurers’ withdrawal from the too-hard markets. Others blame excessive regulation.

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Fire crews battle the Eaton Fire in Altadena, California

LA fires stoke insurer unease as claims bill mounts

Barrenjoey’s Andrew Adams says the wildfires highlight the growing unpredictability of weather patterns and the increasing severity of events.

Yao-Chung Chang and Jason Coates with their pug Valentino who cost $20,000 to bring to Australia when they moved here from Japan.

It cost $20k to bring a dog to Australia, but that was just the start

If there was a pet under your tree this Christmas, buckle up for a lifetime of expense (along with the love, of course).

December 2024

Steadfast was the target of an ABC Four Corners investigation which alleged it had been part of undisclosed kickbacks to strata managers.

Steadfast employees under investigation for potential insider trading

Two employees of ASX-listed insurance broker Steadfast Group are being investigated by the corporate regulator for potential insider trading.

People walking past a row of ATMs belonging to the four big banks.

Banks, insurers told to work harder to prevent financial abuse

A committee chaired by Labor senator Deborah O’Neill has tabled 61 recommendations to reduce the insidious practice.

ASIC raised major concerns about how insurance companies handle complaints.

ASIC slams insurers for gaping holes in complaints systems

“We are extremely disappointed with what we found here,” ASIC commissioner Alan Kirkland said, putting IAG, QBE and Suncorp on notice.

Original URL: https://www.afr.com/topic/general-insurance-1np7