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General insurance

This Month

Insurer Suncorp Group’s reviewing how much risk it retains as part of its upcoming reinsurance renewal. An announcement is expected shortly.

Is it time for standalone Suncorp to find its Warren Buffett?

The company promised us a leaner, meaner insurer. Investors are yet to see it. However, the next few weeks could be telling.

The bill for business that’s growing faster than electricity prices

NSW knows its emergency services levy is increasing the level of under-insurance. Businesses paying the clean-up bill from disasters say it’s time to fix it.

A damaged house in Taree, NSW, on Saturday, May 24.

General insurers on notice over low-ball flood settlement offers

Consumer groups say their legal helplines are hearing appalling stories about vulnerable insurance customers forced to take lump sums to settle claims.

Suncorp CIO Adam Bennett, right, at the AI Summit on Tuesday.

From mortgages to mining copper, here’s how big companies are using AI

Flood and cyclone victims are just some of the people the country’s biggest businesses are helping with the use of artificial intelligence.

Suncorp is using AI to help speed up the claims process for customers.

Insurer keeps human touch to the fore as it streamlines claims

Suncorp is the winner of The Australian Financial Review AI Awards in the Ethics and responsibility category.

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May

IAG CEO Nick Hawkins and RACQ CEO David Carter announcing the deal in November.

IAG gets regulator tick to buy automobile club insurer in Queensland

The ACCC said Suncorp, Allianz, QBE, Youi, Auto & General and Hollard would compete with IAG after it buys RACQ.

IAG looks to have done two smart deals in the space of six months.

How $2.3b worth of deals could entrench another Australian duopoly

IAG’s alliances with the Royal Automobile Clubs of Queensland and Western Australia are clearly clever plays. But could they also attract the ACCC’s ire?

IAG is battling two lawsuits now in a dispute over pricing models and discounts.

Insurance Australia Group goes west with $1.35b RAC buy

IAG will add The Royal Automobile Club of Western Australia to its brand portfolio after striking a similar deal in Queensland six months ago. 

It comes after RACQ sold in Novemner.

IAG wins auction for Royal Automobile Club WA with $1.35b bid

The deal, signed overnight and announced on the ASX on Thursday morning, comes after Street Talk revealed the sale process and the two bidders last year.

A helicopter drops water on the Palisades Fire in Los Angeles in January.

QBE chairman wants states to cut insurance taxes for premium relief

QBE provided an update on its exposure to global fires and floods ahead of its AGM on Friday, where its support for oil and gas projects came into focus.

Guild Insurance is Australia’s leading provider of insurance for allied healthcare professionals.

The Pharmacy Guild’s insurance biz brings in UBS

ASX-listed insurance giant Suncorp and Employers Mutual Limited are known to be keeping a brief on the niche insurer.

April

Cyclone Ita radar.

Will insurance premiums ever get cheaper?

The country’s big insurers have found themselves in a political storm as the cost of policies balloons $30 billion over a decade. But are those hikes unfair?

IAG denies that it should cover insurance claims taken out by Greensill through its half-owned agency BCC.

Greensill Bank alleges IAG executives knew of billion-dollar policies

The claim, filed with the Federal Court, has been brought against the insurance giant by German investors owed money by Lex Greensill’s failed financial group.

March

ASX-listed IAG is defending itself against some $7 billion in claims related to the collapse of Greensill Capital.

IAG seeks to delay trial on $7b Greensill insurance claims

Greensill Capital’s biggest insurer is less than a year away from defending claims that were lobbed after Lex Greensill’s financing firm collapsed in 2021.

What to do when disaster strikes your holiday house

While loss or damage to a beloved family retreat may not be as wrenching as a hit on your main home, the process of getting it fixed has challenges that can be equally infuriating, baffling and stressful.

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Residents wade through flood waters from ex-tropical cyclone Alfred in Tingalpa on Brisbane’s Eastside on Monday.

The $400,000 gap putting Alfred victims on notice

Widespread underpayments by insurance companies in the 2022 Victorian floods mean claimants should look carefully at what their insurer first offers.

Flooded homes in Tingalpa, as a result of heavy rains.

The 210pc insurance tax you didn’t know you were paying

No other tax has such a large economic welfare loss. Despite the Henry Tax Review wanting them scrapped, taxes on insurance premiums continue to distort the market.

Some fund managers will argue Australia’s three big insurers have had a lost two decades. Now they’re tempted back by premium increases.

Alfred highlights need to fix insurance industry

Readers’ letters on the insurance industry after Cyclone Alfred, Peter Dutton’s nuclear power policy, attacks against Australian Muslims, Donald Trump’s policy and the share market slump.

Opposition leader Peter Dutton.

Dutton rekindles threat to forcibly break-up insurers

The opposition leader has moved to clear up internal confusion, if not division.

We should remember that rising insurance premiums aren’t just driven by extreme weather  but also by outdated regulations.

Alfred’s a reminder that red tape is pushing up premiums

The problem is not only extreme weather. Australia’s fragmented insurance regulatory structure which requires separate licences for each to operate is also driving up costs.

Original URL: https://www.afr.com/topic/general-insurance-1np7