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Home loans

This Month

Trump tanks markets | Virgin’s IPO | ANZ in the naughty corner

Also on this week’s podcast: why Australia’s second-biggest private hospital operator is in intensive care, Star on death watch; what was the big moment in the federal election.

The Reserve Bank is worried about the knock-on effects of Trump’s trade policies.

RBA frets over global markets, hedge fund leverage

Australian households have weathered high interest but the Reserve Bank of Australia is worried about a global market storm that’s coming our way.

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PM rejects US trade gripes; Markets brace for pain; Dutton targets home loans

Read everything that’s happened in the news so far today.

March

Election battlegrounds, budget vote buying, do we need a DOGE?

We take an early look at the issues that should shape the election; break down the federal budget; and ask why the Reject Shop got a French champagne takeover bid.

Westpac chief executive Anthony Miller is focusing on simplifying the bank’s technology processes in the hope it will save money in the long-term.

Westpac plots $3b technology overhaul to slash long-term costs

The bank’s new chief executive, Anthony Miller, outlined plans to shrink the number of systems to cut expenses described by analysts as unsustainable.

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Housing crisis; supermarket power; don’t believe the market bounce

This week we ask how the banks can help the housing crisis, look at whether the big supermarket inquiry will really change anything, and check in on our favourite entrepreneurs in the naughty corner.

CBA’s Sullivan told the Financial Review Banking Summit last week that customers were still at the forefront of his bankers’ thinking, despite the increased bonus levels.

CBA lures back mortgage brokers with $270k offers

More mortgage brokers are joining CBA since Australia’s largest bank controversially lifted royal commission-era bonus caps.

Anthony Miller is the chief executive of Westpac. The bank is working on simplifying its structure.

Inside Project Aries: Westpac’s secret plan for St George

The major lender has already shrunk the number of branches and closed a subsidiary’s private banking division. Now it’s considering the next steps.

APRA chairman John Lonsdale at the AFR Banking Summit.

APRA chair says directors need to have ‘the time’ to do their job

John Lonsdale defends the regulator against concerns it has heaped too much red tape on bank and superannuation fund boards.

John Lonsdale, the Australian Prudential Regulation Authority chairman, says there is little chance that the lending rules will be weakened.

APRA warns of ‘international upheaval’ in lending rules

The prudential regulator’s chairman John Lonsdale said it was unlikely that Australia would follow the US in moderating the requirement to hold capital.

Banking analyst Jon Mott  says younger people are being left behind in the housing crisis.

‘You’ll never know your grandkids’: Banking’s wicked housing problem

Veteran analyst Jon Mott says property’s intergenerational affordability crisis comes from policy choices over four decades. Can bankers shift the dial?  

Recession fears | The business driving F1 | Tesla’s Musk problem

We break down an incredible week on markets, explain how super became the poster child for bad corporate governance and take you inside the F1 money machine.

Melbourne home buyers are becoming more bullish as the market starts to recover.

Melbourne’s home buyers turn bullish after rate cut

The city’s housing market recovery is forecast to gather steam as buyers embrace a better borrowing environment.

Pinar Abay, ING’s global head of retail and business banking, in Sydney last week.

We taught Macquarie how to do mortgages: ING boss

The Dutch giant wants to chase its copy-cat in mortgages and business lending, in another indication of the red-hot competition the big four banks face.

Trump and your super | Good news on petrol | Inside the AFR’s Summit

What Trump’s historic moves mean for your super savings; what a three-year low in oil prices mean for you at the petrol pump; and inside the Financial Review’s Business Summit.

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February

WiseTech implosion | Wild sharemarket moves | House price outlook

This week on the podcast, the drama that’s torn apart the WiseTech board, what’s behind the massive moves on the share market and a question about house prices.

Bankwest has become a fully digital national bank, which CBA will use to remain competitive among mortgage brokers.

CBA, NAB grapple with the rise and rise of mortgage brokers

CBA’s Bankwest and NAB’s Ubank digital brands have been revamped, to make them more attractive to brokers who are now writing three in four home loans.

Larry Fink’s push for 30-year fixed-rate loans in Australia might hurt the banks.

Fink’s plan for fixed-rate home loans stinks for banks

Readers’ letters on Larry Fink’s push for 30-year fixed-rate home loans in Australia; Peter Dutton’s stance on power investment; Labor’s Medicare plan; the global responsibility of Donald Trump, Vladimir Putin and Xi Jinping; social cohesion.

Domain takeover | Whyalla wipeout | Larry Fink’s housing fix

James and Anthony break down the steelworks drama, ask whether the banks’ bull run is ending, and unpack a bold idea for mortgages.

The pros and cons of a 30-year fixed mortgage

Kyra Tsitsinaris and Daniel Charalambous would jump at the chance to lock in their home loan interest rate for 30 years – as long as they save money in the end.

Original URL: https://www.afr.com/topic/home-loans-5yb