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Cash

This Month

Protecting the goods: Armaguard

Coles, RBA warning on push to guarantee Armaguard jobs

Major banks and supermarkets are warning the workplace umpire’s intervention into crisis talks to fund the cash-in-transit business would have far-reaching effects for commercial deals and competition.

CBA shifted an emergency mobile “bank in a box” from Townsville to Brisbane on the back of a semi-trailer this week.

Banks deploy mobile branches, generators to cyclone zone

Major banks have sent mobile banking units powered by their own diesel generators to Brisbane, after Armaguard halted cash deliveries to ATMs due to high winds.

February

Coalition nuclear ‘policy’ just a bunch of words to grab attention

Readers’ letters on LNP attacks on Climate Change Authority chairman Matt Kean, ditching cash, Larry Fink’s mortgage idea, possible fuel shortages, and Donald Trump’s true goal.

Cash is on the way out.

Australia should embrace a fully cashless economy

Readers’ letters on the march of electronic payments, choice in super withdrawals, government spending, high energy costs, public ownership of nuclear plants, and WA’s battery subsidy.

For how much longer will Australians by using cash?

Cash may be gone in 10 years: RBA’s Bullock

Governor Michele Bullock says cash may only be around for 10 years. But unlike Donald Trump, she sees no role for bitcoin in central banking or payments.

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Australia Post will extend its banking services.

Banks strike Australia Post deal to bolster rural branches

Lenders will extend moratoriums on country branch closures and have agreed to lift funding for over-the-counter services provided at post offices.

Armaguard was excluded from a meeting at the RBA on Wednesday.

Major banks ready to carry Westpac’s Armaguard load

The banks and regulators met on Wednesday afternoon without the cash transit monopoly to work out how to replace Westpac’s unique cash distribution operation.

Moving cash became a financial drain for Armaguard given the dramatic fall in its use.

Westpac’s Armaguard deal complicates negotiations to save banknotes

The major banks are scheduled to meet with the Lindsay Fox-owned cash transportation business in the hope of keeping the company afloat and money circulating.

An Armaguard truck in Martin Place in Sydney. The RBA will host a meeting this week with the banks to discuss the plan for when its emergency funding runs out in five months.

Banks and Armaguard revisit life support for cash distributor

Banks expect Armaguard to confirm its banknote distribution operation is on rocky financial footing this week, but the future of the Linfox-owned business is anyone’s guess.

December 2024

CBA backs down on withdrawal fee after Chalmers leans on Comyn

Treasurer Jim Chalmers had called the $3 charge for branch withdrawals “unacceptable”. Australia’s largest bank reconsidered.

September 2024

Sydney startup Primary is taking the fight to the big banks. Pictured: chief of staff Finn Blake, founder Ben Buckingham and chief product officer Will Freeborn.

Carthona Capital bets on cash management start-up

Treasury management start-up Primary has ruled off a $3.5 million seed round led by Carthona Capital.

Banks are discussing how to make Armaguard a more efficient operator.

Inside the plan to rescue cash: Smart ATMs and keeping it off the road

Three months since banks threw Armaguard a lifeline, a more sustainable model for cash distribution is taking shape, including ATMs that combine deposits and withdrawals.

August 2024

The cost of paying with a credit card has come under considerable scrutiny as the prevalence of surcharges increases.

Mastercard argues cash costs more than card in bid to stymie fee limit

A Boston Consulting Group report commissioned by the global payments giant has found there are plenty of “hidden” costs to using cash, which could be reduced.

Armaguard is the only major provider of cash in transit services after it merged with Prosegur last year.

Banks, supermarkets prep Armaguard contingency plans

ACCC deputy chairman Mick Keogh said it was “important that the parties continue their discussions” over cash transit services.

July 2024

Consumer spending was driven mostly by a rebound in durable goods like cars and furnishings.

US economy grew faster than expected last quarter

The US economy expanded at a 2.8 per cent annualised rate in the April-June period after rising 1.4 per cent in the previous quarter.

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June 2024

Peter Fox, executive chairman of Linfox: “We have been holding something like a hot potato that has been burning at $1 million a week for the last three years.”

Armaguard and the banks now trust each other, says Linfox chairman

There has been a big turnaround in the relationship between the cash transport monopoly and its eight biggest customers.

A cash injection of $50 million will keep Armaguard afloat for at least another year.

Armaguard secures deal with banks, supermarkets to save cash

Months after a bailout collapsed, the eight largest customers of Linfox’s Armaguard have agreed to a $50 million injection to keep cash circulating.

Apple’s new iPad calculator.

Why Apple’s new iPad calculator is causing excitement

From calculators to new payment features to let you split the bills in restaurants, Apple announced updates that will affect iPhones, iPads, Macs and watches.

May 2024

Capgemini CEO Aiman Ezzat says his team has 400 generative AI projects on the go, and another 1600 in the works.

‘How to get fit’: 400 AI projects under way as consultants start having fun

Cost avoidance has turned into cost transformation, as CEOs reshape business models to be ready to capitalise when growth returns.

Cash often moves a portfolio toward the lower end of the expected return spectrum.

Why holding too much cash can be harmful to your wealth

As a standalone asset class cash has long underperformed bonds, property, and shares.

Original URL: https://www.afr.com/topic/cash-hpa