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Interest rates

Today

Treasurer Jim Chalmers delivers the ministerial statement on the economy in Parliament today.

Chalmers reveals another tax revenue upgrade

Treasurer Jim Chalmers has flagged the mid-year update in December will paint a healthier than expected picture of the budget due to a rise in the tax take.

  • 43 mins ago
  • Michael Read

High-income households locked out of half of the housing market

The latest data shows an income of $172,000 is only enough to buy half of the homes on offer in Australia. Four years ago, it would buy 80 per cent of the market.

  • Updated
  • Nila Sweeney
Treasurer Jim Chalmers and RBA governor Michele Bullock.

Why rate cuts are at risk from Labor’s $3.5b cost of living relief

More handouts to secure votes in next year’s election will derail any chance of an early rate cut, investors warn.

  • Updated
  • Cecile Lefort

Yesterday

The RBA board has signalled that a rate cut in either February or April is highly unlikely, saying it needs to see more than one quarter of inflation data.

RBA hoses down early-2025 rate cut hopes

The Reserve Bank board has signalled that a rate cut in either February or April is highly unlikely, saying it needs to see more than one quarter of inflation data.

  • Updated
  • Michael Read
NSW Treasurer Daniel Mookhey on Tuesday.

NSW braces for Trump trade turbulence and bond market shocks

The state’s treasurer has warned an erosion in free trade could make Australians poorer, as the incoming administration weighs imposing costly tariffs.

  • Michael Read
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Hit by tax because your high-interest saver did too well? Here’s what you can do.

Average tax refund revealed, and why you may receive ‘surprise’ bill

Bank depositors have had much to celebrate as rates have stayed higher for longer. But with more interest comes more tax. Here are some solutions.

  • Lucy Dean

Where cash buyers are splurging billions on property

More than 141,000 residential properties were sold without a bank loan involved in FY24, according to PEXA.

  • Nila Sweeney

This Month

Governments should put hard caps on spending growth to rebuild their finances, preventing the public sector from pushing up inflation, the Business Council says.

‘Unhelpful’ governments driving up interest rates: BCA

Governments should put hard caps on spending growth to rebuild their finances, preventing the public sector from pushing up inflation, the Business Council says.

  • Michael Read
Owner-occupiers looking to upgrade now need to stump up a $300,000 deposit, with high interest rates forcing some owners to sell and young people to get parental support.

The amount you need to put down for a home deposit is rising fast

Owner-occupiers looking to upgrade now need to stump up a $300,000 deposit, with high interest rates forcing some owners to sell and young people to seek help from mum and dad.

  • Michael Read

More households making ‘difficult’ decision to sell homes, RBA warns

Real estate agents say financial stress – and divorce – are prompting a surge in distressed listings, particularly in Victoria and parts of regional NSW.

  • Michael Bleby
Governor Michele Bullock during a press conference after the RBA’s rate decision on Tuesday.

Economists give up on rate cuts. Investors and borrowers can too

Impossibly wedged between predicting the future and giving traders something to discuss, nobody wants to hear from the experts that the RBA is standing still.

  • Anthony Macdonald
A CarMax salesman shows a used Tesla Model Y electric vehicle (EV) to a customer at a dealership in Fremont, California.

US October retail sales affirm strength of economy

Rate cut bets were pared after a better-than-expected 0.4 per cent rise in retail sales last month and an upwardly revised 0.8 per cent rise in September.

  • Lucia Mutikani

The cities predicted to miss house price downturn

The housing price dip in Sydney and Melbourne has intensified in the recent months, but this may not last long, experts say.

  • Nila Sweeney
Melbourne-based investor Patrick Van plans to ramp up his property portfolio ahead of the expected upturn in the city’s housing market.

Why Melbourne’s housing market is primed to outperform all capitals

The city’s improved affordability means it could outperform its peers in the next recovery, experts say.

  • Nila Sweeney
Federal Reserve chairman Jerome Powell has delivered another rate cut that will push shares higher.

Why interest rates could be higher under Trump

New research finds that Trump’s policies could drive rates much higher than markets are assuming.

  • Christopher Joye
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Powell says no need to rush rate cuts

 Federal Reserve chairman Jerome Powell said the strong US economy has given central bankers room to lower interest rates at a careful pace.

  • Chrisopher Rugaber
Future Fund chief executive Raphael Arndt is watching the growing US fiscal deficit.

Future Fund bets on US economy, warns of inflation return

CEO Raphael Arndt says the US economy is an attractive investment but Donald Trump’s policies and geopolitical risks could see the return of inflation.

  • Cecile Lefort
The PBO estimates the benefits of the stage three tax cuts will be gone by the end of the decade as bracket creep drives personal income tax rates to a record high.

Stage three tax cuts to be eliminated by bracket creep: PBO

The budget watchdog estimates the benefits of the tax cuts will be gone by the end of the decade as bracket creep drives personal income tax rates to a record.

  • Michael Read
The RBA board has left the cash rate on hold at 4.35 per cent.

Albanese increasingly likely to face voters without a rate cut

NAB and RBC Capital Markets now expect the RBA to leave the cash rate on hold until May, after the latest practical date for an election.

  • Updated
  • Michael Read
The path to cutting interest rates is narrowing for Federal Reserve chairman Jerome Powell.

Fed still on track to cut rates in December: CPI view

The three-month annualised rate of consumer prices increased by almost 0.5 percentage point to 3.6pc in October. Economists say the pace won’t derail another rate cut.

  • Timothy Moore

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