Today
- Opinion
- Property downsizing
Four tips for upsizing super with downsizer contributions
If you’re 55 or over, you may be able to make a downsizer superannuation contribution to boost your retirement savings by up to $300,000.
- Jenneke Mills
- Opinion
- Super Q&A
At last, Labor has a plan for legacy pension exits
After years of delay, the federal government has produced regulations that will release retirees from restrictive legacy pensions.
- John Wasiliev
Yesterday
My son is off to uni. Should I give him a credit card for emergencies?
Set clear guidelines around what constitutes an emergency. Does a late-night taxi ride home from the pub qualify?
- Penny Wise
How the ATO caught taxpayers cheating on ‘lifestyle’ assets
The Tax Office has provided The Australian Financial Review with exclusive details about some recent investigations.
- Duncan Hughes
This Month
- Opinion
- Portfolio management
Retirees and Millennials must take vastly different investment paths
The traditional investment thesis of recent decades may be blown apart by the fragmentation of investor cohorts.
- Giselle Roux
- Opinion
- ETFs
Why thematic ETFs are usually duds
Thematic exchange-traded funds – think electric vehicles, renewable energy or AI – promise to cash in on exciting trends, but are often disappointing.
- Duncan Burns
How to know if it’s time to sell shares
Sometimes it’s best to sell slowly; at other times quicker is better. Experts weigh in on how to know when it’s time to sell.
- Lucy Dean
September
Parents’ eye-watering education bills don’t end with school
Helping kids get started in life has arguably never been more expensive. Plan and save early, experts say. We’ve also found the most generous scholarships available.
- Michelle Bowes
The best and worst retirement calculators revealed
Wildly different answers emerged when the same scenario was plugged into dozens of super funds’ retirement calculators. Now a consumer group is demanding higher standards.
- Hannah Wootton
- Opinion
- SMSFs
How to get your kids more tax-free super when you die
Re-contribution strategies allow you to withdraw money from super and put it back again to minimise tax for whoever inherits it. Such strategies are making a come-back, particularly in SMSFs
- Meg Heffron
- Opinion
- Investing
Commercial property prospects that might excite Warren Buffett
If Warren Buffett applied his investing philosophy to Australian commercial property, what might he buy?
- Sam Tamblyn
The $52b side hustle economy offers a shot at getting rich
The ATO estimates there are around 1 million side hustlers, including a fast-growing group of white-collar workers who dream of going into business for themselves.
- Duncan Hughes
- Opinion
- Cybersecurity
SMSFs are a $1 trillion honeypot for hackers
The success of the retirement savings system has become an irresistible target for global cybercriminals.
- Tim Mackay
Perks, points and fees: How to choose the right credit card
Understanding the four credit card types will help you make smart choices.
- Lucy Dean
Three ways the ASX has changed and what investors can do next
Finding yield, good value and diversification on the ASX is getting harder. We asked experts what investors can do to overcome the challenges.
- Michelle Bowes
Can I access my super to save my business?
Using your superannuation for anything other than its intended purpose – your retirement – can be a legal minefield.
- Penny Wise
Want to invest like Warren Buffett? This chatbot promises to help
A chatbot-powered ETF promises to harness the brainpower of the investment world’s most illustrious minds.
- Vildana Hajric and Justina Lee
- Opinion
- SMSFs
$1 trillion: Millennials drive SMSF ‘renaissance’
SMSFs are undergoing a renaissance thanks in part to interest from Millennials. But it’s not all good news because many operate without any expert guidance.
- Peter Burgess
- Opinion
- Super Q&A
How to maximise pension payments if one spouse is younger
Keeping a younger spouse’s super in accumulation phase can have the benefit of improving the age pension entitlement of the other person.
- John Wasiliev
Disputes over the remains of loved ones are on the rise
Fights over funeral arrangements and ashes are increasingly ending up in courts. What to know about your rights and responsibilities.
- Duncan Hughes