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Smart Investor

Today

How to avoid the roadblocks that stop many property investors from scaling.

How to join the top 10pc of property investors

Many people aspire to owning a portfolio of properties, but most give up after one.

AI’s creative destruction might reduce returns for the average growth company.

4 stocks and a portfolio tilt to set you up for the AI boom

Vanguard global chief economist Joe Davis has devised a portfolio that capitalises on the megatrends of the next decade.

Yesterday

An affordable apartment in a prime location might be the answer for first home buyers.

19 blue-chip suburbs for first home buyers

Prospective first-time home owners can nab a property in the most sought-after suburbs so long as they are willing to make this compromise.

This Month

The full 15 per cent rate of the proposed new super tax won’t kick in until you have a balance of $10 billion.

The $10b surprise in Labor’s super tax

Labor’s new superannuation tax is complicated. But a big surprise is you need to be at the top of the Rich List to pay the full headline 15 per cent rate.

The High Court has granted the ATO an appeal in the Bendel family trust case.

High Court grants ATO lifeline in $1b family trust case

The Tax Office can appeal in a dispute over the taxation of family trusts, placing a cloud over taxpayers’ ability to claim around $1 billion in refunds.

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6 ways to save an extra $14,000 every year

It’s time to get the calculator out: you may be able to save thousands by looking for a better deal on these six expenses.

If you earn $200,000 you can start to benefit from more complex tax management.

These 4 deductions could cut your tax by $121,400

These tax deductions could give someone earning $200,000 a refund cheque north of $44,000. And that’s before any charitable donations.

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How the ATO knows if you’re cheating on your taxes

Thanks to its data matching work, big brother is watching, and in this case, big brother is the Australian Taxation Office.

The sharemarkets aren’t so much gripped by complacency as blind hope.

These indicators suggest the market has hit the bottom

The Zweig Breadth Thrust is telling investors something important about the US sharemarket.

5 red flags the ATO is looking for in your tax return

Outrageous work-related and rental property claims are among the things the Tax Office will be on the hunt for at the end of this financial year.

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Why this ratio is key to wealth building

Your savings-to-investment ratio can tell you a lot about your ability to achieve long-term goals. It’s among a handful of metrics experts recommend observing.

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How the $3m super tax will change SMSFs forever

The tax and investment playbook developed for big balance SMSFs over the past 25 years is about to be ripped up. Here’s what might change.

A nine-bedroom château in Dordogne, which is in the Nouvelle-Aquitaine region roughly half-way between the Loire Valley and the Pyrenees.

Could a French chateau be the answer to your property prayers?

A lot of these magnificent properties sell for less than the price of a home in Sydney or Melbourne, but the sums don’t always add up.

Products offered outside the retail client space are higher risk and may not be as liquid.

How can my SMSF qualify as a ‘sophisticated’ investor?

Consumer protections are far greater for retail investment products than those sold to wholesale investors.

Changed economic conditions mean portfolio tweaks may be warranted.

Why European stocks deserve a place in your 60/40 portfolio

Investing can be a rough ride but analysis of 30 years of data shows the 60/40 portfolio is still the best option – with a few tweaks.

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Dual citizenship can create tax problems.

Costly tax traps for dual Australia-US citizens

Most American citizens working Down Under never have to pay tax in the United States, but they can face big penalties for failing to file a US tax return each year.

Your past may be responsible for missed investment opportunities.

6 ways to gain from your investment biases

Deep-seated biases can lead even the savviest investors astray. Here are some to tackle.

Those big ideas that touch on the meaning of life, might not be what you expect to hear from a financial planner, but you need to think about them before you retire.

7 ways the wealthiest will beat the $3m super tax

Investment bonds, an early inheritance for the kids or just cop it on the chin? Affected taxpayers are weighing their options

May

ATO puts wealthy families on notice over $3m super tax

The new tax is not yet law but the ATO wants to understand the “behavioural responses” to the planned tax that might already be occurring.

Keeping your money in super or moving it out requires serious thought.

5 things you need to know if you have more than $3m

No doubt some people will be hit with nasty tax bills but for others moving money out of super could come with an even bigger price tag.

Original URL: https://www.afr.com/topic/afr-smart-investor-1mu8