This Month
How investors can capitalise on the property ‘super cycle’
The structural imbalance between supply and demand in the housing market means the only way is up, and it might be time to reconsider Melbourne.
Couples can do the ‘switcheroo’ to increase age pension payments
There are ways couples can rearrange their financial affairs to maximise their eligibility for Centrelink entitlements.
There is a third option for helping your kids buy a home
Parents considering helping their kids into the property market must weigh up the risks and problems of each method of assistance.
I’m a high earner. Can I use a family trust to lower my income tax?
The rules for professional services partners and high-earning employees are different when it comes to using family trusts for income.
Five shares that have outperformed property over the past five years
Property will always have a place in a well-rounded investment strategy, but the idea that it is the only way to build wealth is outdated.
Check whether you’re making this ETF investing mistake
Overlap occurs when you’re invested in too many similar ETFs and can result in duplicate fees and less diversification.
Why everybody suddenly has such straight white teeth
Cosmetic dentistry is advancing rapidly and life events such as an inheritance, redundancy or divorce can be the trigger for spending big bucks.
February
Why ASIC is suddenly uneasy about your retirement savings
The corporate regulator just released its first major look at “opaque” private markets. This is what we learned.
Six big retirement risks and how to overcome them
Growing older means less time to recover from market crashes but ultra-conservatism carries its own risk.
How does your SMSF stack up?
It is impossible to deliver a return each year consistently exceeding what you would receive outside a SMSF if your balance is less than $200,000.
‘Sustainable’ investors flee references to climate change
Even the small activist firm that led the shake-up of ExxonMobil’s board in 2021 is distancing itself from ESG.
This analysis shows what really happens to markets in election years
Going to the polls invariably fuels investor uncertainty, but to what extent is it a market mover?
![“The thing that worries me the most is that we don’t deliver on the promise [of the asset class],” Sixth Street’s Joshua Easterly says.](https://static.ffx.io/images/$zoom_0.5298%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/bd6571ddf9b90c9fcdef7e61732cc60e5be73089)
Private credit power players weigh in on the next big risk
Three industry veterans on the things investors should watch out for in the next five to 10 years.
Family trusts may seek $1b in tax refunds after landmark decision
Family trusts incorrectly penalised by the Australian Tax Office should act now to lodge objections, lawyers say.
What to do next if you’ve paid off half your mortgage
Repay the mortgage in full, invest or bulk up your super? This is what financial advisers say.
What if my accountant still uses spreadsheets to calculate tax?
There are many good software packages that can keep track of all the different tax aspects that may arise in an SMSF.
How to use the rate cut to slice nearly $100,000 off your mortgage
Clever borrowers could shave off up to two years and about $96,000 from a $1 million mortgage with just one simple step.
Major parties’ housing policies will trap young buyers in lemons
A glut of entry-level housing could deny first home buyers the sort capital gains that made their parents wealthy.
This could be the decade of the 50/50 portfolio
It’s been a fun tech-fueled ride on equity markets but now’s the time to buy more bonds.
What’s the fairest way to give my kids money for a house deposit?
Gifting equally is likely to reduce the risk of resentment and family conflict.