NewsBite

Smart Investor

Today

A special rule allowed market linked pensions to be much bigger.

Use this strategy to maximise tax benefits of large ‘legacy’ pensions

People with very large older-style pensions should do the sums on whether to act on an amnesty provided by the government.

  • Meg Heffron

Yesterday

Elizabeth McArthur would rather pay the ‘singles tax’ than end up with the wrong guy.

The ‘singles tax’ stings, but can you put a price on happiness?

Studies suggest the price of choosing to live alone could be anywhere between 3 per cent and 15 per cent.

  • Updated
  • Lucy Dean
An investigation found Bunnings had breached the privacy of hundreds of thousands of Australians.

‘Follow the Bunnings’: Top tips for SMSF property investors

Industrial and retail properties are paying rental yields of anywhere between 5 per cent and 8 per cent.

  • Sam Tamblyn

This Month

Timing is important because significantly different tax rules apply.

How quickly will my super fund pay me a lump sum?

There are no rules requiring super funds to make payments within a set timeframe.

  • John Wasiliev

January

XXXXXXXXXXX

What interest rate cuts will mean for your money

February is firming as the month that the Reserve Bank will cut the cash rate, which will have flow-on effects for shares, property and term deposits.

  • Michelle Bowes
Advertisement
The increase means you may be able to get more money into the tax-free environment from July 1.

Tax-free super cap for retirement phase set to reach $2 million

To benefit from the indexation increase, you need to delay starting the pension until July 1.

  • Colin Lewis
Earnings growth from small companies could be around 10 per cent per annum over the next two years.

Cyclical stocks poised for a comeback

The resources arena could deliver some of the best small cap performers of the year.

  • Michael Steele
Simone Boer at home in Lara, which is 18 km north-east of the Geelong. She says property investing affords her a more relaxed lifestyle.

‘How I plan to make $300,000 in passive income by 50’

Even with an $8 million property portfolio, Simone Boer and her partner, Paul Kudilczak, can’t quit their day jobs – yet.

  • Alexandra Cain and Lucy Dean
His and hers: Donald Trump and first lady Melania have both issued meme coins.

Trump meme coins are a disaster in waiting

Whatever one’s view of the value of cryptocurrencies, something about this moment feels like a story that won’t end well.

  • Lionel Laurent
Market watchers on edge as for when the next big stimulus will materialise.

Money managers are eyeing these 3 bright spots in Chinese stocks

Firms that might benefit from higher US tariffs and discount retailers are among the pockets of value.

  • John Cheng, Winnie Hsu and Abhishek Vishnoi
November 7, 2024, was our largest share trading day by value ever.

Why Millennials are going all-in on US stocks and ETFs

Nearly 70 per cent of total trading volume on our platform this month to date was in American equities, which is double the same period last year.

  • Demetria Chelepy
There are strong tailwinds pushing crypto towards mainstream credibility.

Baby Boomers are buying crypto. Should you?

Cryptocurrencies are hurtling towards mainstream acceptance despite their volatility, proximity to criminal activity and susceptibility to speculative bubbles.

  • Michelle Bowes
Rosie Wilson, a young investor.

How this Millennial plans to get wealthy even as a ‘forever renter’

What if the great Australian dream could be rewritten to exclude home ownership? Young people like Rosie Wilson are giving it a red hot go.

  • Lucy Dean
Shani Jayamanne, director and investment specialist at Morningstar, is a self-confessed “lazy investor”.

How to become a lazy investor (and yes, it’s a good thing)

Set-and-forget investing can get good results over long periods, but you’ll need to overcome the temptation to trade.

  • Michelle Bowes
Running an SMSF can feel overwhelming.

What’s the right time to wind up an SMSF?

Sometimes the complexity of running a self-managed super fund outweighs the benefits.

  • John Wasiliev
Advertisement
“AI-infused companies will continue to be strong, and that includes Salesforce, ServiceNow, GitLab, DataDog and Nutanix,” says Alex Pollak.

17 stock picks from three top-performing fundies

Three Australian fund managers who delivered annualised double-digit returns over the past 10 years share their views on what’s next for listed markets.

  • Updated
  • Lucy Dean
The dominance of small groups of stocks over their respective indices has important implications for investment portfolios.

Double trouble for investors after golden run in banks and big tech

Should Australian investors ride market momentum or confront the risks of concentrated exposure to banks on the ASX and to big tech in the US?

  • Cameron Gleeson
The return of 10-year Treasury yields to their 14-month highs in recent days has finally hit confidence in even the strongest performers.

The Trump trade looks like a trap

Short of specifically targeting the magnificent seven, it would be hard for any administration to design a trickier sharemarket environment.

  • Jonathan Levin
If you’ve been receiving the government aged pension, hold off on major changes until this key legislative change.

Retirees warned not to switch off legacy pensions just yet

Wait for the government to enact a formal debt waiver so you don’t get asked to hand back age pension payments.

  • John Wasiliev
You should really pay yourself first, say advisers. Here’s how to do it.

Wealthy people tend to have mastered this simple savings strategy

Automating your savings so that on payday money is immediately funnelled into accounts to meet your long-term goals is one of the simplest ways to get ahead.

  • Lucy Dean

Original URL: https://www.afr.com/topic/afr-smart-investor-1mu8