This Month
They own 8 properties but this couple still had FOMO for their kids
In a panic over property prices some parents are rushing to gift or lend their kids money for a home deposit. But certain strategies are better than others.
- Lucy Dean
How to invest your way to a bigger home deposit
The housing market is not friendly to would-be buyers without help from mum and dad. So many are turning to the sharemarket for help.
- Lucy Dean
ASX rises; Green Beret behind Cybertruck blast; 6 business trends for 2025
Read everything that’s happened in the news so far today.
7 revealing charts about wealth in Australia
The generational transfer of wealth in Australia is underway, but younger generations are struggling under the burden of high debts.
- Michelle Bowes
December 2024
How to calculate your financial freedom number (and why you should)
Do you know the rule of 25? It’s one of the core tenets of the Financial Independence, Retire Early movement – or FIRE – and a useful starting point for mapping out long-term money goals.
- Lucy Dean
- Opinion
- Opinion
What’s the best way to invest $200,000 – shares or property?
Both asset types have rewarded investors handsomely, but one strategy will net you $500,000 more – provided you can stomach the risk.
- James Weir
How a family of five beat overspending to find ‘freedom’
Toui Lepkhammany and his wife Jen fought lifestyle creep – and won. Now their family is on track to reach “financial freedom” with a passive annual income of $140,000.
- Lucy Dean
November 2024
Two tweaks would let first home buyers borrow $116,000 more: NAB
Changes to the way tuition debt is assessed and a smaller serviceability buffer would increase the borrowing power of younger buyers, NAB says.
- Lucy Dean
$1m by 50: What you need to invest each month to get there
Identifying the monthly sum needed to eventually reach seven figures offers a simple – but critical – lesson about investing.
- Lucy Dean
The small luxury Australians just won’t give up
Australians are hanging onto their subscriptions, reflecting a world in which the little luxuries may be all they have left.
- Lucy Dean
From London to Riyadh: six expat hotspots that will make you richer
We sent a hypothetical young lawyer abroad to find out which income and tax combination would help them grow wealth fastest. The winner may surprise you.
- Lucy Dean
October 2024
The strategy that can turn $10,000 to $102,000 in two decades
An investing strategy popularised by Peter Lynch is finding favour again.
- Lucy Dean
‘The biggest divide in Australia is the intergenerational divide’
Amid the cost-of-living crisis and struggles to get on to the property ladder, it’s getting harder to be young and rich these days.
- Lucy Dean
Want to trade options? The ASX can teach you how
Ainsley Marcus, 34, says playing the ASX options game showed her investing could be more interesting than “just buying and selling shares”. But her money is still with ETFs.
- Michelle Bowes
Where to invest $10,000 for two, five, 10 and 20 years
The decision on where to invest comes down to two factors: how long do you have, and how much risk you are willing to take.
- Lucy Dean
Earning good money but saving nothing? Here’s what to do
No matter how much you earn, good budgeting is the foundation of financial success.
- Lucy Dean
Tweaking the 3pc buffer rule misses the real problem with housing
Reducing the mortgage serviceability test would allow more borrowers into the market. But the test is only one part of a much gnarlier problem.
- Lucy Dean
How to know if it’s time to sell shares
Sometimes it’s best to sell slowly; at other times quicker is better. Experts weigh in on how to know when it’s time to sell.
- Lucy Dean
September 2024
The $1 rule, and 43 other easy ways to be better with money
Not everything about money has to be hard. We asked experts for their top tips on how to be better at saving, budgeting and investing.
- Lucy Dean
August 2024
Two-speed economy exposes the great Australian divide
The gap has widened between younger and older Australians, small and large businesses, and resources-rich Western Australia and the east.
- John Kehoe, Michael Read, Carrie LaFrenz, Tom Rabe, Ayesha de Kretser, Lucas Baird and Sam Buckingham-Jones