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SMSFs

Today

Products offered outside the retail client space are higher risk and may not be as liquid.

How can my SMSF qualify as a ‘sophisticated’ investor?

Consumer protections are far greater for retail investment products than those sold to wholesale investors.

This Month

WiseTech director Charles Gibbon walking near his home in Woollahra.

WiseTech director’s $1.6 billion SMSF buys and sells

Charles Gibbon owns one of the country’s largest super balances. It contains a stunning South Coast property.

John Winters, CEO and co-founder, Superhero.

Superhero’s valuation climbs to $150m in wealth management push

The superannuation and advice platform is also hiring senior figures from State Street Global Advisers and Rest Super as part of its expansion plans.

May

It’s not good principle to include Labor’s super tax on unrealised gains in the tax regime, but it should be noted that it is already embodied in the arrangements for the APRA-regulated funds that cover approximately 70 per cent of the system.

Labor’s super tax is reasonable if done properly. Here’s why

The proposed tax changes could make Australia’s superannuation system fairer – if unintended consequences are avoided.

WiseTech’s Charles Gibbon and Richard White.

WiseTech directors have more than $2b sitting in SMSFs

Charles Gibbon and Michael Gregg are the billionaire poster boys of self-managed super funds as the government seeks to crackdown on them.

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Treasurer Jim Chalmers.

Let’s just relax and pass the fair and affordable super tax

Even if you have to pay the tax, your comfortable retirement is safe, and you are still getting the benefit of tax concessions.

There is a case to reform super tax breaks. But not this way

Australia’s tax breaks on retirement balances are generous. But the treasurer is going about reform the wrong way, experts say.

Disagreements over Division 296 tax may be destined for the courts.

Why auditors fear Labor’s $3m super tax

SMSFs affected by the proposed $3 million super tax will pay more for valuations, audits and accounting services, and are more likely to end up in legal disputes.

With a hedged investment, you exchange at a predetermined rate when you purchase the asset and vice versa at sale.

Is it time to currency hedge your SMSF portfolio?

The recent downward pressure on the US dollar should cause Australian investors to review their currency position.

Treasurer Jim Chalmers is sticking by his new tax.

Wealthy savers face double tax hit under Chalmers’ super grab

Self-managed super funds face double taxation of capital gains under Treasurer Jim Chalmers’ planned extra tax on balances above $3 million.

Some universities are cutting back on courses.

Universities cutting courses could cruel financial advice expansion

The demand for financial advice and advisers is rising, but universities are closing the courses that train them. That’s a problem for everyone.

The pension is a much  bigger bucket of money in retirement that you might think.

You are (much) wealthier than you know, thanks to an $897,610 perk

The aged pension means every couple in Australia is already a millionaire – they just don’t know it. Here’s how we worked that out and what it means for you.

April

Take comfort in knowing you have a buffer from market swings.

This tax strategy makes it hard to lose money when markets fall

The tax benefits of salary sacrificing into super are so good, markets would have to drop by at least 20 per cent for most people to be worse off.

Retirees will have to trim their spending should the sharemarket fall into a bear market.

How a bear market will hit your wealth: From $200k to $3.8m

So far, the cost of Donald Trump’s presidency has been felt by bond and stock traders. But if pain persists, it could cost wealthy retirees $100 a week.

A breach can trigger significant tax penalties, non-compliance risks and potential trustee disqualification.

Why your SMSF is not a de facto private bank

Many self-managed super fund trustees continue to cite a handful of persistent myths to justify – or excuse – unlawful loans.

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Trump’s tariffs could hit Australian Boomers like nothing before

The superannuation sector has become a major driver of spending, so a market meltdown could flow through to the broader economy in a way we haven’t seen before.

March

Donald Trump is reviving the tariff strategy that caused a depression in the 1930s.

My SMSF is cashed up for a Trump catastrophe

The global economic chaos unleashed by the president prompted this self-managed super fund to cut exposure to the United States and raise cash.

Deep research is like ChatGPT on steroids.

ChatGPT v DeepSeek: Which one won my SMSF challenge?

AI models are still far from flawless as data accuracy and privacy concerns persist AI’s deep research capabilities are staggering.

An underpayment can be forgiven once but it has to be the result of an honest mistake.

Underpaying an SMSF pension could land you in serious tax trouble

There are eye-watering costs involved if a self-managed superannuation fund fails to make the correct pension payment or, worse, does not make any payments at all.

February

SMSFs should analyse the performance of their fund’s investment strategy relative to what is happening in the market.

How does your SMSF stack up?

It is impossible to deliver a return each year consistently exceeding what you would receive outside a SMSF if your balance is less than $200,000.

Original URL: https://www.afr.com/topic/smsfs-61z