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Money apps

This Month

CBA CEO Matt Comyn at the ASIC Annual Forum on Thursday afternoon.

CBA’s Comyn boils over at Apple free-riding on banks

The CBA boss said the government should consider hitting tech companies with a bank-style levy to even the competitive playing field.

  • James Eyers and Lucas Baird
Nick Molnar and Anthony Eisen. Afterpay celebrated its 10th birthday this week.

Inside a decade-long rollercoaster ride with Afterpay’s Nick Molnar

Ten years ago this week, the buy now, pay later firm’s founder sold some jewellery to his business partner Anthony Eisen in a novel way: pay-in-four.

  • James Eyers and Jonathan Shapiro

September

ANZ's share trading platform app is blocked for many customers with no resolution in sight.

Open banking limps to life with ANZ customers seeking full picture

ANZ is the first major bank to use open banking to aggregate multiple accounts through its app. Ultimately, it will be used as a tool to lure new customers.

  • James Eyers
Merchants will soon be able to decide to send an iPhone payment to eftpos to save costs.

Apple, Google respond to payment cost heat by backing eftpos

The US tech giants will enable “least-cost routing” for new cards on their smartphones to try to help merchants save costs by avoiding Visa and Mastercard.

  • James Eyers
bitcoin

Bitcoin is going mainstream. Can Australia join the party?

Twenty-thousand crypto believers descended on Singapore this week – and the companies they represented may surprise you.

  • James Eyers
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August

Zip CEO Cynthia Scott.

Zip nails comeback, predicts huge US transaction growth

Zip shares took a breather after a strong run driven by its pivot to profitability.

  • James Eyers
The consumer data right will make switching and finding cheaper banking products easier.

‘Badly executed’: Labor unveils plans to simplify consumer data right

A raft of enhancements to the open banking and energy sector data-sharing regime will be unveiled on Friday to boost adoption.

  • James Eyers
Afterpay co-founder Nick Molnar.

Nick Molnar to step up at Block, will report to Jack Dorsey

On the three-year anniversary of Afterpay’s blockbuster sale to Block, its founder Jack Dorsey has promoted Nick Molnar to head of sales.

  • James Eyers

July

Revolut has added a BNPL feature to its so-called ‘financial super app’.

Revolut’s ambition adds to major banks’ headache

“If we do a good job, we can attract more customers from traditional banks,” says the global CFO of Revolut, which has more than 600,000 users in Australia.

  • James Eyers

June

Apple Pay will come under RBA regulation when the PSRA bill is passed.

RBA flags BNPL fee crackdown in broader probe into credit cards

The central bank’s head of payments says it will launch a review of regulations as soon as it is handed the power to do so under new legislation in parliament.

  • Updated
  • James Eyers
Robert Waugh and Drew Bradford left NAB to create Ubiquity, a new AUD stablecoin.

NAB kills its stablecoin, bankers decamp to form Ubiquity

The bank canned its digital Australian dollar, known as the AUDN, so Rob Waugh and Drew Bradford left to set up their own product, to be called Ubiquity.

  • James Eyers
Afterpay co-founder Nick Molnar in Sydney on Tuesday.

Boost for Afterpay as Block drops plans for Cash App in Australia

Afterpay Plus will make buy now, pay later more ubiquitous, says Nick Molnar, in his first public comments on the growth strategy in Australia post-acquisition.

  • James Eyers

May

Cash App is growing, including by incorporating Afterpay. But regulators have been scrutinising its compliance controls.

Buy now, pay later surges as Dorsey realises Cash App vision

Block’s BNPL volumes are rising as Afterpay is rolled into Cash App, which has 24 million active users in the US. The stock jumped more than 10pc on Friday.

  • James Eyers
Jack Zhang

Airwallex’s local outpost reverses to loss

The local outpost of one of Australia’s largest technology start-ups tripped to a deep loss after a big increase in costs.

  • Updated
  • Lucas Baird

March

Westpac’s Peter King has backed CBA’s Matt Comyn and his concerns about Apple’s growing dominance in payments.

Westpac and NAB back CBA, call for more scrutiny of Apple in payments

Authorities in the US allege the tech giant has locked the iPhone to build a monopoly. In Australia, banks say its digital wallet prevents competition.

  • Jonathan Shapiro and James Eyers
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Matt Comyn at the Summit on Monday. The CBA chief executive said Apple should be subject to more scrutiny in Australia.

When it comes to how we pay, Apple is coming for the big banks

Commonwealth Bank boss Matt Comyn says policymakers need to be alert to the dangers of ceding important industries to global tech platforms without scrutiny.

  • James Eyers
BNPL comeback: Cynthia Scott from Zip, Sebastian Siemiatkowski from Klarna, Nick Molnar from Afterpay and Tim Cook from Apple.

Buy now, pay later is pulling off the improbable – a comeback

Block and Zip valuations are rising as peak interest rates pass. Klarna is considering listing in the United States. Is the sector’s winter finally over?

  • James Eyers

February

Anthony Eisen, Jack Dorsey and Nick Molnar.

Nick Molnar backs Block’s bid to reshape US banking

The billionaire Afterpay co-founder Nick Molnar tells AFR Weekend he’s been working with Jack Dorsey on Cash App, and they’re ready to tackle US banks.

  • James Eyers

A bank in your pocket: Macquarie and CBA vie for app supremacy

Until now, the only reason to switch banks was to get a better deal. The rivals are changing that with digital investment on a scale the industry has never seen.

  • James Eyers
Incoming NAB CEO Andrew Irvine said the bank would look to invest to improve data capability, prompting some analysts to lift forecasts for its investment.

NAB’s new boss Andrew Irvine to lift tech spending: analysts

As its customer remediation rolls off, NAB will have capacity to direct hundreds of millions more dollars to improving its IT systems under its new CEO.

  • James Eyers

Original URL: https://www.afr.com/topic/money-apps-hpm