Rebalancing is such a simple concept from an investor’s viewpoint. You set a target asset allocation that suits your personal risk profile and long-term financial goals. Then as markets or specific investments move up (or down) in value, you periodically review and adjust to bring the asset allocation back into line.

It is a simple concept that is also executed by diversified multi-asset-class options in leading super funds, exchange traded funds and managed funds, proving that the inherent simplicity of rebalancing does not mean it is any less meaningful in a professionally managed investment option.