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A downsizer super contribution can be made regardless of your total super balance.

Four tips for upsizing super with downsizer contributions

If you’re 55 or over, you may be able to make a downsizer superannuation contribution to boost your retirement savings by up to $300,000.

  • Jenneke Mills

Yesterday

If the goal is also financial education, a low-limit credit card may be best.

My son is off to uni. Should I give him a credit card for emergencies?

Set clear guidelines around what constitutes an emergency. Does a late-night taxi ride home from the pub qualify?

  • Penny Wise
The ATO looks at how lifestyles match up with declared income.

How the ATO caught taxpayers cheating on ‘lifestyle’ assets

The Tax Office has provided The Australian Financial Review with exclusive details about some recent investigations.

  • Duncan Hughes

September

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Parents’ eye-watering education bills don’t end with school

Helping kids get started in life has arguably never been more expensive. Plan and save early, experts say. We’ve also found the most generous scholarships available.

  • Michelle Bowes
AFR

The $52b side hustle economy offers a shot at getting rich

The ATO estimates there are around 1 million side hustlers, including a fast-growing group of white-collar workers who dream of going into business for themselves.

  • Duncan Hughes
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There are a few tricks to follow when it comes to picking the best card.

Perks, points and fees: How to choose the right credit card

Understanding the four credit card types will help you make smart choices.

  • Lucy Dean
What’s your favourite way to save money?

The $1 rule, and 43 other easy ways to be better with money

Not everything about money has to be hard. We asked experts for their top tips on how to be better at saving, budgeting and investing.

  • Lucy Dean
Three trends are making it harder for ASX investors.

Three ways the ASX has changed and what investors can do next

Finding yield, good value and diversification on the ASX is getting harder. We asked experts what investors can do to overcome the challenges.

  • Michelle Bowes
Accessing your super early to save your business is probably illegal.

Can I access my super to save my business?

Using your superannuation for anything other than its intended purpose – your retirement – can be a legal minefield.

  • Penny Wise
AFR

Disputes over the remains of loved ones are on the rise

Fights over funeral arrangements and ashes are increasingly ending up in courts. What to know about your rights and responsibilities.

  • Duncan Hughes

How much tax people will pay under Labor’s super changes

Self-managed superannuation fund members with big balances will face an average tax bill of $50,000 under the government’s plan.

  • Michelle Bowes
Samantha Dybac and daughter Mischa are navigating the world of pocket money.

Pocket money apps are popular, but are they worth it?

What to know about Spriggy and Kit – and where to look for an even better deal.

  • Michelle Bowes

The sad and lonely lives of the world’s richest kids

There’s a darker side to being super-wealthy, from Vladimir Putin’s two secret sons who “live in isolation” to $180,000-a-week clinics for depressed kids.

  • Kate Wills
AFR

Why this Baby Boomer is leaving everything to her grandkids - not kids

Grandchildren are emerging as winners of the $4.9 trillion generational wealth transfer as the bank of nan and pop funds home deposits, cars and tuition fees.

  • Duncan Hughes and Lucy Dean
Dick Kirby at home in Melbourne. He says he’s happy to give money to his grandchildren because “I just want to make sure that they’re all in houses, not renting”,

Grandparent economy: Bank of nan and pop funds homes, school, holidays

Dick Kirby is helping his children and grandchildren establish themselves financially as surveys indicate grandparents are easing cost-of-living pressures for cash-strapped families.

  • Michelle Bowes and Lucy Dean
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Gabriel Roure with the Nike Air Yeezy Red Octobers he sold for $45,000.

An Australian billionaire paid $45,000 for these sneakers

Sneakers, handbags, watches, number plates, sports cars. If you like nice things, and to signal your success to the world, there are clever ways to invest to ensure your assets keep gaining value.

  • Michelle Bowes
Money Coach Dionne Lee on the Gold Coast.

‘I gave my husband almost everything in our divorce’

Dionne Lee was sure she could rebuild her financial life after divorce, but most people aren’t so confident. If that’s you, this guide will help.

  • Alexandra Cain
Success signalling consumption is a wealth depletion trap.

Earning big money but still broke? It could be lifestyle creep

Routinely splurging on luxuries can leave even very high earners drowning in debt. Three ways to set yourself free.

  • Michelle Bowes
A well-timed redundancy payout can be life changing.

What to do with a six-figure redundancy payout

Being made redundant can be emotionally and financially devastating if you weren’t expecting it. But large lump sum payouts also present an opportunity to reset your career and finances.

  • Duncan Hughes
Running an SMSF takes time and commitment.

We have $360,000 in super. Are we wealthy enough for an SMSF?

There has been much debate about the appropriate dollar threshold for do-it-yourself super.

  • Penny Wise

Original URL: https://www.afr.com/wealth/personal-finance