This Month
How markets just got real for these 4 Millennial investors
Meet four young investors who this week experienced their first major market shock (albeit a very quick one). Here’s what they plan to do next.
One surprising group sailed through the Trump turmoil - here’s how
As markets plunged, jumped, slumped and soared around them, the one thing this group didn’t do was panic.
‘Feels like the commissioner is sitting at the kitchen table’
What was once a relatively simple formula has become a maze of complex decisions with potentially severe tax consequences.
This will cushion your super balance during the Trump slump
Bonds typically act as a counterbalance to equities, providing ballast during share market corrections. But this time around there’s a wrinkle in the system.
How can I add a downsizer contribution and inheritance to super?
There is the potential to contribute a combined $1.32 million to your super fund and that of your spouse.
Don’t repeat this estate planning mistake by Robert Holmes a Court
Australia’s first billionaire died of a heart attack in 1990 at the age of 53. The problem was he didn’t leave a valid will.
Six things for investors to do right now (and one to avoid)
Retail investors, superannuation savers and retirees are understandably jittery, so we asked financial planners for advice.
This retiree expects a market ‘bloodbath’. Here’s what will help
Jo White, 64, refuses to look at her super balance given what’s happened in financial markets over the past few days. These wealth experts lay out a game plan.
The average sum Australians will inherit and what to do with it
Inheritances can be life-changing – so long as the money is spent wisely. Here are four options.
What a beach house and dog called Trouble teach us about succession
Estate planning is where wealth collides with family politics, and nowhere does that hit harder than with lifestyle assets.
4 questions to answer before leaping into ‘trendy’ assets
If you truly can’t resist, consider dedicating a small portion as “fun money” to your experiments with trendy assets.
March
How this expat turned $6300 into a UK pension worth $370,000
Experts say 2 million Australians could qualify for a UK pension when they retire, but the opportunity is about to become less lucrative.
This could be the magic number for employees paid in shares
Being rewarded for performance or loyalty with restricted stock units can help build wealth. But watch out for tax bill shock and consider limiting exposure to one company to 33 per cent of your wealth.
A guide to long-term wealth creation amid rising uncertainty
Look past the noise and you’ll see shares are cheaper and mortgage rates are set to ease.
Will a loan from the bank of mum and dad cruel our mortgage plans?
A few lenders are willing to exclude a parental loan from serviceability assessments.
What it takes to be in Australia’s top 1 per cent (in 6 charts)
Wondering how wealthy you are compared to your fellow Australians? Find out whether you rank in the top 25, 5 or 1 per cent.
How to power your home with your EV (and save $30,000)
A South Australian winery that’s almost entirely powered by the sun and two Nissan Leafs gives a glimpse of what a low-cost, green energy future looks like.
How three siblings increased their inheritance by $278,000
Renovating may be a lucrative option if you’ve inherited an outdated property with dowdy features.
The $1m cost of not asking for a pay rise
Hundreds of thousands – even millions – of dollars quietly disappear over the course of a career. It’s a financial catastrophe in slow motion.
A $480,000 opportunity for Australians who did a stint in London
Thanks to an unusual provision in UK law, Australians who worked in the UK for at least three years may be eligible to claim a state pension.
Should mum or dad pay for childcare?
Having a baby is a pivotal point in moving from casually pooled finances to a family money system.
This is what a $5 million retirement budget looks like
We asked financial adviser Olivia Maragna to devise a plan for a couple entering retirement with a generous super balance.
What to do when disaster strikes your holiday house
While loss or damage to a beloved family retreat may not be as wrenching as a hit on your main home, the process of getting it fixed has challenges that can be equally infuriating, baffling and stressful.
How to get a tax break on your EV before it’s too late
The tax break means car buyers can afford an EV that’s $20,000 more expensive than the petrol version. Here’s how to take advantage of this perk.
Fighting over finances? You might need a money date
Coming to the meeting with the mindset that you’re going to be able to figure it out together is crucial.