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Michael Hutton

Four tips for dealing with higher interest rates

Interest rates have climbed from 0.10 per cent to 2.85 per cent, leaving some borrowers strapped for cash. Here are four things they can do.

Michael HuttonContributor

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With interest rates on the rise, anyone with a loan would be concerned about how to deal with ballooning monthly payments. Thankfully, there are ways to take control of the situation before it’s too late.

This year, the RBA cash rate has gone from 0.10 per cent to 2.85 per cent. Mortgage holders have seen their interest double from about 2.5 per cent to around 5 per cent per annum. Monthly repayments are becoming significantly larger.

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Michael Hutton is wealth management partner at HLB Mann Judd Sydney.

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    Original URL: https://www.afr.com/wealth/personal-finance/four-tips-for-dealing-with-higher-interest-rates-20221202-p5c39d