December 2024
- Opinion
- Superannuation
How to decode your super statement
The way super funds label their investment options can be confusing so be sure to pick the one that best suits your life stage and risk appetite.
November 2024
- Opinion
- SMSFs
Why more retirees might dodge the death tax on super
Forcing people with superannuation balances above $3 million to pay more tax will give rise to a range of new strategies.
October 2024
- Opinion
- Household debt
How to manage good, bad and dreadful debt
Dreadful debt destroys wealth, and credit cards are top of the list.
July 2024
The $1m investment that will give you warm fuzzies and a tax deduction
These funds are the vehicle chosen by many wealthy families – this is how they work.
May 2024
- Opinion
- Superannuation
How to claim a $157,000 tax deduction while turbocharging super
Anybody who can make extra concessional contributions of this magnitude should seriously consider doing so.
- Opinion
- Investing
How to sleep easy with your investment decisions
If your portfolio is inconsistent with your risk tolerance, you’re more likely to lose sleep and make poor decisions driven by emotions.
March 2024
- Opinion
- SMSFs
High-income earners turn to investment companies
Superannuation is no longer the “go to” tax-effective investment vehicle.
February 2024
- Opinion
- Retirement living
Retiring wealthy? You still need a budget
Drawing up a budget and sticking to it is essential for wealth creation, regardless of income level.
January 2024
- Opinion
- Inheritance
This is how your heirs will pay less tax when they inherit your super
Just because there is no inheritance tax doesn’t mean you don’t have to protect your beneficiaries.
November 2023
The three biggest inheritance hiccups - and how to avoid them
With huge intergenerational wealth transfers coming up, good estate planning will keep the family together and maximise what is passed on.
September 2023
- Opinion
- Negative gearing
Investors feel negative gearing pain as rate rises bite
Investments or holiday houses bought when rates were low face tough decisions as holding costs may prove too expensive.
July 2023
- Opinion
- Portfolio diversification
Tick these two investment boxes for a smoother ride
It’s not just about diversification but stronger longer-term returns.
When it’s time to let the kids get involved in your finances
This is how to plan for a little help as you get older without causing a family feud.
June 2023
- Opinion
- Super wars
When investment company is better than a family trust
We set out the key steps in growing family wealth through a company to avoid extra tax once the $3 million super cap kicks in.
May 2023
- Opinion
- Family finance
This is what all couples should know about their money
If one of you is the main financial “driver”, these seven steps will help you both get up to speed.
April 2023
Family trusts the next step after $3m super crackdown
Where considerable wealth is being invested outside super, entities including trusts or personal investment companies can make sense.
March 2023
- Opinion
- Property downsizing
When it’s time to downsize in retirement
Clinging on to the family home even though your finances are tight? This is what you should consider.
February 2023
- Opinion
- Pension
Why a family trust could be your best friend in retirement
Looming increases to minimum pension drawdowns present a problem to retirees whose income is more than they actually need.
December 2022
- Opinion
- Home loans
Four tips for dealing with higher interest rates
Interest rates have climbed from 0.10 per cent to 2.85 per cent, leaving some borrowers strapped for cash. Here are four things they can do.
November 2022
- Opinion
- Investing
Worried about volatility? This is what you should be doing
It’s not about being reactive – it’s about having a plan.