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Family finance

October

The fertility rate is at its lowest on record.

Like home ownership, parenthood seems only for the privileged

What were previously considered “normal” attainable life milestones, including having children, are in danger of becoming luxuries.

  • Sonya Williams
Financial adviser Robert Devlin with wife Eloise and baby Edward.

Nine money tips for new parents (and parents-to-be)

Your budget, salary and superannuation are just some of the things that could take a hit when having a baby. But by planning ahead, you can save on many of the costs.

  • Michelle Bowes
There’s one in every family.

Would your family trust survive a black sheep attack?

Trusts are the go-to structure for asset protection and inheritance planning but as more wealthy families are discovering, they’re not bulletproof. Experts weigh in on how to prevent costly showdowns.

  • Duncan Hughes

September

AFR

Disputes over the remains of loved ones are on the rise

Fights over funeral arrangements and ashes are increasingly ending up in courts. What to know about your rights and responsibilities.

  • Duncan Hughes
Samantha Dybac and daughter Mischa are navigating the world of pocket money.

Pocket money apps are popular, but are they worth it?

What to know about Spriggy and Kit – and where to look for an even better deal.

  • Michelle Bowes
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AFR

Why this Baby Boomer is leaving everything to her grandkids - not kids

Grandchildren are emerging as winners of the $4.9 trillion generational wealth transfer as the bank of nan and pop funds home deposits, cars and tuition fees.

  • Duncan Hughes and Lucy Dean
PEP co-founder Tim Sims and managing director Alex Ovchar see more opportunity for growth in private wealth.

How private equity pioneer PEP is winning over our wealthiest families

In a few short years, Pacific Equity Partners’ funds under management from private wealth have surged to $2 billion. Co-founder Tim Sims sees plenty more coming.

  • Updated
  • James Thomson
A well-timed redundancy payout can be life changing.

What to do with a six-figure redundancy payout

Being made redundant can be emotionally and financially devastating if you weren’t expecting it. But large lump sum payouts also present an opportunity to reset your career and finances.

  • Duncan Hughes

July

AFR

New $3m super tax is ‘stealing my children’s inheritance’

Family enterprises face hard questions about whether to abandon their succession and retirement plans by selling their shops, farms and factories,

  • Duncan Hughes

Spending a few hours on this now will make you richer later

Work through these 11 steps to grow your superannuation faster.

  • Colin Lewis

The super trick every couple should know about

It can make a material difference to your total retirement kitty and the tax you pay – but you need to get it right.

  • Meg Heffron

June

AFR

When bank of mum and dad comes with interest

Retirees are increasingly expected to live with, care for and financially support older and younger family members. Here’s your guide to avoiding strife when it comes to wills, means testing and elder abuse.

  • Duncan Hughes

My $1.25m super fund can’t pay me enough income

An 84-year-old is facing liquidity problems with minimum annual pension payments – but there are solutions.

  • John Wasiliev
AFR

Nine tips for creating a successful family dynasty

Most dreams of creating a family dynasty are dashed within decades but a solid succession plan can save money and grief.

  • Duncan Hughes

May

AFR

Decades after tycoon’s death, his family is suing each other over a mansion

Tech tycoon’s widow says she felt ‘used and abused’ in a dispute that pitted her three children against her – and each other.

  • Duncan Hughes
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Aligning risk appetite can be tricky.

I’m a risk-taker but he plays it safe. How do we invest as a couple?

Mismatched risk appetite is a common problem in relationships. How can couples get over this hurdle when investing together?

  • Penny Wise

How this Millennial plans to retire at 35

Saving hard and opting out of the consumer lifestyle has helped these people retire decades before their parents did.

  • Bianca Hartge-Hazelman

‘I thought I had dementia’: How menopause crimps income and super

Menopause costs women as much as $60,000 in retirement savings, according to ASFA.

  • Sian Powell
Personal expenses that are only used by one partner – such as gym memberships or mobile phone plans – should be considered separately.

My partner earns far more than me. Should we still split bills 50/50?

One partner in the relationship earns $200,000, while the other earns much less. What’s the fairest way to divide their living expenses?

  • Penny Wise
Forget emotional tirades – focus on getting a decent settlement and moving on with your life.

How do I avoid a messy, hostile divorce?

Don’t hire a bulldog lawyer and or make any sudden moves with your finances, lawyers say.

  • Penny Wise

Original URL: https://www.afr.com/topic/family-finance-hpl