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Inheritance

This Month

ATO commissioner Rob Heferen.

‘Feels like the commissioner is sitting at the kitchen table’

What was once a relatively simple formula has become a maze of complex decisions with potentially severe tax consequences.

To make the downsizer contribution, you’ve got to be 55 or older selling a property that you’ve owned for at least 10 years.

How can I add a downsizer contribution and inheritance to super?

There is the potential to contribute a combined $1.32 million to your super fund and that of your spouse.

legend has it that Holmes a Court carried an unsigned will around in his briefcase for years that he just never got around to finalising.

Don’t repeat this estate planning mistake by Robert Holmes a Court

Australia’s first billionaire died of a heart attack in 1990 at the age of 53. The problem was he didn’t leave a valid will.

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The average sum Australians will inherit and what to do with it

Inheritances can be life-changing – so long as the money is spent wisely. Here are four options.

Leaving assets to a pet can lead to bitter disputes.

What a beach house and dog called Trouble teach us about succession

Estate planning is where wealth collides with family politics, and nowhere does that hit harder than with lifestyle assets.

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March

Australia’s superannuation sector is a national treasure, but that doesn’t mean funds cannot be run better. ASIC makes a good case to clean up death benefits.

How super funds treat your money when you die is shameful

What we have is a returns-focused industry that makes it very easy to put money in, but much harder for your next of kin to get it out.

Rather than simply selling, considering the options for an inherited property could increase its value.

How three siblings increased their inheritance by $278,000

Renovating may be a lucrative option if you’ve inherited an outdated property with dowdy features.

To get a toehold on the housing ladder in apex cities around the world, it greatly helps to inherit money.

Baby boomers are adding to the ‘inheritocracy’. And that’s a problem

Inheriting is becoming nearly as important as working. That is dangerous for capitalism and society.

Co-owning a home with your children is one option for helping the next generation into property.

There is a third option for helping your kids buy a home

Parents considering helping their kids into the property market must weigh up the risks and problems of each method of assistance.

February

The fairest approach is to increase the $80,000 in line with the consumer price index.

What’s the fairest way to give my kids money for a house deposit?

Gifting equally is likely to reduce the risk of resentment and family conflict.

Think a will is unfair to you? You’re part of a growing number of people.

The reason so many adult children are challenging wills 

Soaring property prices have increased the size of the prize in inheritance disputes. And the bigger the estate, the better your chances. 

January

Accountants working for higher net worth individuals are already fielding calls for   advice.

ATO to crack down on Baby Boomer wealth transfer ‘risks’

The Australian Taxation Office says it will zero in on Baby Boomers restructuring private companies to pass billions onto their heirs.

The billionaire, the mine, the minority stake and her lover

It’s 14 years since Gina Rinehart transferred ownership of a company to her late lover. The company controls a stake in her next big mine, but who controls it?

December 2024

Sibling rivalry can turn nasty when it comes to inheriting the family home.

Sibling rivalry: what to do when inheritance goes horribly wrong

Millions of Australians will jointly inherit the family home with siblings. We explore four common scenarios, what can go wrong and how to resolve disputes.

Each of three sons will get 30 per cent of the estate and 10 per cent will go to the Rebecca Jane Foundation.

Inheritance planning is hard with step kids. How this couple did it

The O’Connells are mum, dad, three boys and a lost baby girl. They put estate planning in the too-hard basket for years but eventually found the strength for tough conversations.

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November 2024

Kids need to learn to work, to fall down, get up, dust themselves off and build careers.

I work with wealthy families. This is the ideal inheritance size

We have a moment in time to seize the significant wealth transfer while benefiting society and creating the kind of people we want our kids to be.

Safewill co-founder and chief executive Adam Lubofsky with Isabelle Marcarian, the principal solicitor at Safewill Legal, and Henry Harding its chief operating officer.

Death tech a safe bet as investors see value in digitising last requests

The inevitability of the end of life, and the administrative burdens that come with it, convinced high-profile investors to back a $17 million funding round.

Amber Daines was disappointed when she found out what was in her father’s will.

‘Hurt badly’: When Dad leaves everything to his new wife

Two women share their heartbreak at being overlooked in their fathers’ wills and 10 strategies for safeguarding inheritances.

Helping out the kids with your super? Here’s what you should know.

Tapping super to help your kids buy a home? Read this first

While accessing your super to help the kids buy property may seem like a good idea, there are a few things to understand first.

October 2024

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How your kids could help you avoid this super death benefits catch

The transfer balance cap also applies to pensions received on death and this is where it may catch you out.

Original URL: https://www.afr.com/topic/inheritance-hp7