The $3.5 trillion handover of wealth between the generations in the next 20 years is a once-in-a-lifetime opportunity for women to redress the gender pay and super gap. But this can require a frank discussion about family finances, still a taboo subject around many dinner tables.

Involving a financial adviser in this exchange can be a way to broach tricky subjects like using estate planning to make sure everyone in a family has an opportunity to build wealth equally. Advice also allows people to take advantage of fortuitous tax laws and structures before it’s too late.