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Christopher Joye

This Month

The risk/reward trade-off on equity markets is very poor right now, with the equity risk premiums near historic lows.

Bond markets punish imprudent politicians as debt spiral looms

While equity markets have been ebullient, we are having the worst bankruptcy cycle in most developed nations since the global financial crisis.

The Future Fund has been strong on the idea that it is hard for active managers to beat the market.

The key questions for investing in 2025

The last time the US equity market realised two back-to-back years of returns in excess of 20 per cent, it promptly plunged 19 per cent.

December 2024

Elon Musk has won extraordinary power in the new Trump administration.

The greenback was the trade of the year, the next one is up to Musk

Getting diversification across currencies was one of the best trades of 2024. But the year ahead is complicated by the advent of the new Trump regime in 2025.

The Fed’s humiliating reversal is toxic for stocks

The US central bank’s belated acknowledgement of re-accelerating inflation and the risks flowing from Donald Trump’s policies could trigger a sustained market downturn.

  • Updated
Reserve Bank governor Michele Bullock will probably cut rates before the federal election.

Why the RBA will follow the Fed’s election playbook

The Reserve Bank of Australia appears set to ease interest rates in a move that will support its political masters heading into a problematic poll.

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Public sector to blame for Australia’s poor productivity

Australia’s economic story has become dominated by public rather than private activity as politicians spend crazy amounts of money to buy votes.

November 2024

Reserve Bank governor Michele Bullock is stubborn in a good way.

Could the RBA cut interest rates in February?

The latest inflation readings imply that there is a possibility the Reserve Bank of Australia could start easing early in the new year.

Shareholders will back growth stories, but only if they trust management can deliver them.

Bank stocks look 58 per cent overvalued

Aussie bank stocks are the dearest in the developed world, according to Barrenjoey. It’s no wonder retail investors are heading for the exits.

Federal Reserve chairman Jerome Powell has delivered another rate cut that will push shares higher.

Why interest rates could be higher under Trump

New research finds that Trump’s policies could drive rates much higher than markets are assuming.

Fed chairman Jerome Powell will face Donald Trump’s inflationary policies just as he starts cutting rates.

Markets celebrate a Trumpian revolution

While investors are rejoicing at the prospect of a business-friendly Trump administration, it will also amplify long-term inflation and asset pricing risks.

A comprehensive Trump victory, which would presage sweeping policy changes, could furnish interesting trading opportunities.

Heed the alarming writing on the wall left by bond bandits

Equity investors are slowly waking up to the risk of Donald Trump returning to the White House.

October 2024

Trump v Harris.

US election will drive long-term Aussie interest rates

Markets should keep a close eye on where yields land after Donald Trump or Kamla Harris claim victory on November 5.

RBA governor Michele Bullock.

Hopes for a soft landing remain heroic

Government spending crowding out private sector activity means that inflation and interest rates are likely to remain high.

RBA blowing financial stability bubble

Household leverage has declined in the US and Europe, but the lax approach of Australia’s central bank has fuelled a record increase in household debt.

Hybrids are inherently safer and less complex than equities from a pure valuation perspective.

Trading regulatory risk in the $40b hybrid sector

Investors are puzzling over what to do with their hybrids following APRA’s proposal to phase out the sector.

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September 2024

Jerome Powell has delivered the super-sized rate cut markets were hoping for.

Rate cuts herald risky new regime

Financial markets have entered a dangerous new economic environment defined by unusually elevated uncertainty after the US Federal Reserve’s pivot this week.

APRA chairman John Lonsdale. The prudential regulator’s plan to phase out bank hybrid securities and replace them with capital it regards as cheaper and more reliable.

Why is APRA trying to blow up the hybrid market?

The prudential watchdog wants to boost bank leverage and raise the risks depositors and taxpayers face in the name of ameliorating its regulatory complexity.

Is private credit bringing trouble?

Is private credit becoming the next subprime crisis?

Investors need to consider whether they are getting sufficient additional returns for the risks that debts issued by unregulated non-bank lenders present.

August 2024

Most soft landings have ended up triggered even higher interest rates.

Beware the threat of reaccelerating inflation in 2025

It is awfully hard beating inflation out of the system without a real recession. Most soft landings have ended up triggering even higher interest rates.

Reserve Bank governor Michele Bullock.

Lower inflation could pressure RBA to cut rates

Very low inflation readings in the coming months will change the interest rate debate.

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Original URL: https://www.afr.com/by/christopher-joye-j7gce