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Competition

This Month

Ana Marinkovic was appointed to run NAB’s retail bank last year, and is focused on selling mortgages and credit cards to small business customers.

NAB’s retail boss sees opportunity in bank’s big business lending book

Ana Marinkovic was appointed to lead NAB’s personal banking division just over a year ago and has outlined a strategy that is heavy on cross-selling mortgages.

As it faces more antitrust actions, there could be a case for Google to break itself up.

What if Google just broke itself up? A tech insider makes the case

Unless the tech giant can pull off a few miracles in court, it will be forced to shrink. But instead of resisting change, Google could accelerate it.

May

Warren Buffett’s career is one big argument against competition

His famous search for companies with a “wide economic moat” is a folksy and charming way to say that he wants only impregnable monopolies.

IAG is battling two lawsuits now in a dispute over pricing models and discounts.

Insurance Australia Group goes west with $1.35b RAC buy

IAG will add The Royal Automobile Club of Western Australia to its brand portfolio after striking a similar deal in Queensland six months ago. 

Google’s move comes after Donald Trump made it clear that he wants to root out DEI from corporations.

Google faces $20b in damages claims for ‘stealing’ customers

Websites have launched civil claims against Google, representing a new front in the tech titan’s legal battles in Europe.

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April

The Coalition is promising Darwin locals cheaper, more frequent flights under a plan to allow international airlines to fly domestic routes.

Coalition to allow foreign airlines on domestic routes – to Darwin

The opposition says its election promise would make flights to the Northern Territory cheaper and more frequent, but experts are sceptical.

The US government has told a judge it should break up Google and make it sell its Chrome web browser.

Google operates illegal ad monopoly, judge rules

The US federal court’s decision increases the possibility of the tech giant being forced to sell some of its assets.

March

Nicola Willis

New Zealand eyes breaking its supermarket duopoly

The local unit of Woolworths and Foodstuffs New Zealand have a stranglehold on the grocery sector, which has been blamed for high prices.

Barney Martin at his salon Barney Martin Hair Salon in Surry Hills, now known as Bixie Salon.

Is a non-compete clause for your hairdresser overkill?

Barney Martin sold his salon partly because staff kept going freelance. But stylists told a Treasury-commissioned study they shouldn’t have to leave their loyal clients behind.

The ACCC’s underwhelming report conceded that the supermarket market domination would continue for the foreseeable future.

Supermarket inquiry ends not with a bang but a whimper

Instead of wagging fingers at the big chains for the economic challenges, politicians must get serious about tackling some of the underlying causes of inflation.

The ACCC has found that Coles and Woolworths are some of the most profitable supermarkets in the world.

Woolworths, Coles warn more red tape means higher grocery prices

Disputing the ACCC’s findings that they have oversized profitability, the supermarket giants say increased costs will be passed onto shoppers.

Woolworths and Coles account for 67 per cent of all supermarket sales and have increased their market share over the period since the previous ACCC review of the sector in 2008.

Why Aussie consumers are losing the supermarket wars

While there is no silver bullet, the ACCC has some recommendations to improve competition in the sector.

Gina Cass-Gottlieb is the ACCC chairwoman. The regulator wants major changes to how supermarkets Coles and Woolworths display prices.

Woolworths, Coles among world’s most profitable supermarkets: ACCC

But the regulator, after a year-long investigation, concedes little can be done about their market dominance.

Pinar Abay, ING’s global head of retail and business banking, in Sydney last week.

We taught Macquarie how to do mortgages: ING boss

The Dutch giant wants to chase its copy-cat in mortgages and business lending, in another indication of the red-hot competition the big four banks face.

Flooded homes in Tingalpa, as a result of heavy rains.

The 210pc insurance tax you didn’t know you were paying

No other tax has such a large economic welfare loss. Despite the Henry Tax Review wanting them scrapped, taxes on insurance premiums continue to distort the market.

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Opposition leader Peter Dutton.

Dutton rekindles threat to forcibly break-up insurers

The opposition leader has moved to clear up internal confusion, if not division.

‘Too small to fail’: Small banks push for subsidies

Customer-owned banks have told the Council of Financial Regulators they may need credit rating support, debt guarantees and government subsidies to survive.

February

Unlockd founder Matt Berriman’s 3.5-year US legal battle against Google has come to an end.

US judge throws out Aussie start-up’s Google antitrust case

Unlockd founder Matt Berriman has been pursuing Google in US courts for four years over its role in his start-up’s collapse.

ACCC chief Gina Cass-Gottlieb says this year’s enforcement priorities will extend to essential services such as telcos, electricity and gas.

Cass-Gottlieb fires warning shot at big telco, energy players

The competition watchdog will keep a sharp eye on the retail sector, but also other essential services such as telecommunications and energy.

January

Tap and go

Banks pick fight with RBA over wholesale payment fees

The central bank is considering stricter caps on “interchange fees” in its review of payment costs. Worth $2.1 billion annually, squeezing this could hurt competition.

Original URL: https://www.afr.com/topic/competition-policy-5vz