Why the first five years are the most important in retirement
Stopping work is not the finishing line, just the start of an exciting chapter of your life. But there’s important psychological and financial prep work before you get there.
Despite marketing images of carefree retirees on beaches, most people’s fear and uncertainty increases as they approach retirement. A far more typical attitude is “my spouse is retiring – will we run out of money?”
Both phrases highlight psychological and financial concerns about one of the biggest transitions you will make in your life.
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Tim Mackay is an independent financial adviser at Quantum Financial.
