For Anne and Trevor Back, tax breaks on capital gains and the ability to put more into their super fund after they sold their real estate business a few years ago has made for a much more comfortable retirement – moving from inner-city Sydney to beach and bushland at Noosa Heads.

The couple, in their late 60s, retired two years ago. “Getting that large sum into super that we otherwise wouldn’t have been able to do has made a huge difference,” says Trevor. “It’s enabled us to increase the monthly drawing from our super which means extra holidays and a better lifestyle.”