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How to build a portfolio using just three ETFs

It is possible to create a simple yet powerful portfolio with a handful of low-cost, exchange-traded funds.

Shani JayamanneInvestment specialist

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Some investors enjoy the art of investing. They enjoy the intellectual challenge of crafting a portfolio. For others, investing is a means to an end. They want a simple portfolio that gets the job done.

“Bogleheads” adopt such an approach, following the advice of their investing mentor, Vanguard founder John Bogle, who advocated for a three ETF portfolio that provided exposure to domestic and global shares along with fixed interest.

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Shani Jayamanne is a director and investment specialist at Morningstar.

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    Original URL: https://www.afr.com/wealth/personal-finance/how-to-build-a-portfolio-using-just-three-etfs-20250114-p5l44n