Dear Ms Wise, we want to give our two daughters $150,000 each from our family trust to help them into the property market. I understand they will pay tax at their marginal rates. Our elder daughter earns much less than her sister and is in a lower tax bracket. Is it unfair they will get different amounts after tax? Paul

A: It’s understandable to feel uneasy about this, says Anita Vallelonga, a private wealth adviser at Stanford Brown, as many parents struggle with the idea of fairness when children earn different incomes or are at different stages of life.