NewsBite

Lucy Dean

This Month

Have spare cash? Here’s where to invest $5000 now

With Donald Trump still engaged in a trade war with China and tariff hikes for the rest of the world on hold for the next 90 days, turbulent market conditions are here to stay.

How markets just got real for these 4 Millennial investors

Meet four young investors who this week experienced their first major market shock (albeit a very quick one). Here’s what they plan to do next.

Trading platforms observed sharp upticks in retail investor activity, as investors piled into bruised American tech stocks, global ETFs and gold.

Three things ‘buy the dip’ investors are snapping up in Trump slump

Digital platforms notched up record trading volumes by retail investors seemingly unperturbed by the global markets downturn.

It’s believed hackers used passwords obtained from other hacks to access member portals.

What you need to know about the massive superannuation cyberattack

Several super funds with millions of members have been subjected to a co-ordinated cyberattack. Here’s what you need to know.

March

Here’s what voters in the country’s marginal electorates think of the budget, and the looming election.

What these five voters think of the budget (and Labor’s election bid)

Jim Chalmers’ budget may be Labor’s last big pitch to cling to majority government. We spoke to voters in five crucial electorates to hear what they have to say.

Advertisement
Tori and Ryan Spettigue, pictured with their three children Allegra, Henry and Louis. Tori and Ryan wanted transparency and cost of living relief from the federal budget.

How this typical family will be affected (including housing worries)

Tori and Ryan Spettigue hoped for help with childcare, and they got it. Sort of. They still worry their kids won’t be able to afford to live anywhere near them when they grow up.

Young people deserve more bravery than this

The budget’s centrepiece is a change to the lowest tax rate. But for young people crushed between higher home prices and bracket creep, the tweak is cold comfort.

Mary and Tom demonstrate the effect of bracket creep’s sneaky toll

Lifting the income tax thresholds in line with wages growth would mean an extra $25,000 over a decade.

Investment platforms hope to capitalise on young investors’ penchant for ETFs.

No Boomers allowed in this new superannuation offering

Investment platform Pearler hopes to appeal to younger savers by allowing them to build ETF-only retirement portfolios. Oh, and no Boomers allowed.

Retirement planning

This is what a $5 million retirement budget looks like

We asked financial adviser Olivia Maragna to devise a plan for a couple entering retirement with a generous super balance.

Here’s what to do every year, month and day to achieve your goals.

Habit stacking and the yearly, monthly and daily steps to hit goals

What do training for an ironman competition and hitting your money targets have in common? More than you might think.

Shemara Wikramanayake says Donald Trump’s America will need plenty of private capital.

‘Heck of a lot of work’ to do on gender gap: Wikramanayake

Chief executives at some of Australia’s biggest businesses have welcomed the latest pay gap data, but said much of the gap is due to challenges with the talent pipeline.

Men taking up a disproportionate share of senior and high-paid roles is a major driver of the gender pay gap.

Five charts that explain the gender pay gap

Men taking up a disproportionate share of executive positions is a major driver of the disparity. These charts offer some interesting revelations.

XXX

Australia’s top-paying companies among worst pay gap culprits

A total of 24 companies pay their top-earning workers $1 million or more, but none of them have a neutral gender pay gap.

Cristina Chang .

Olympic weightlifting is hard. This boss uses the 1pc rule to get it done

When you’re lifting 50kg worth of iron above your head, there’s no room for distraction. For Cristina Chang, those moments of focus provide needed respite.

Advertisement
What’s inside your ETFs?

Check whether you’re making this ETF investing mistake

Overlap occurs when you’re invested in too many similar ETFs and can result in duplicate fees and less diversification.

February

Five things those who retire early have in common, other than good pay

Want to say goodbye to working for a living? Make sure you understand why first, and then it’s time to get out the calculator.

The major banks moved quickly to announce they would pass on the Reserve Bank of Australia’s rate cut in full.

How to use the rate cut to slice nearly $100,000 off your mortgage

Clever borrowers could shave off up to two years and about $96,000 from a $1 million mortgage with just one simple step.

Couples are dumping their wedding plans to buy this instead

These couples did the maths on how much closer they’d be to owning a home if they skipped the wedding. Here’s how you can too.

Peter Thornhill with his wife, Frieda, at home in Woollahra.

Get this right for a happier marriage

Ask your partner these nine money questions to build a harmonious financial life.

Original URL: https://www.afr.com/by/lucy-dean-p5362x