Today
The three habits helping Australians build the most wealth
Amid record levels of economic inequality in Australia, a respected survey of household trends shows how average people are building their savings.
February
We have $4m in super. How much can we safely spend each year?
Nobody knows how long they will live, which is what makes budgeting in retirement so tricky.
Life is chaotic – thank god for my spreadsheet
Overseas holidays, household chores, beer consumption – these finance professionals have their entire lives accounted for.
December 2024
Someone just won $2b in a lottery, what should they do now?
Experts say the winner of the Mega Millions prize should build relationships with a wealth adviser, a tax accountant, an estate attorney and a therapist.
People pleasing cost me $32,000. Here are four ways to stop it
Since people pleasing is a personality trait, dialling back your spending requires more than learning the nuts and bolts of money management.
So, you want to retire to Tuscany?
The idea of moving to Italy is alluring for retirees – la dolce vita, the food, the wine, the beauty, the prices. Just check these practicalities first.
November 2024
‘I’m worth millions but I still fret about money’
Money mindsets are established early in life and can lead to poor financial decision-making, but there are ways to reframe your approach.
October 2024
Earning good money but saving nothing? Here’s what to do
No matter how much you earn, good budgeting is the foundation of financial success.
August 2024
How to calculate your net worth (and why you should)
Trying to build wealth without knowing your net wealth is like steering a ship without a compass. You might not get very far, and you could even go backwards.
July 2024
How the 50/30/20 budgeting hack can unlock your finances
This straightforward strategy suggests dividing your income into three buckets: needs, wants and financial goals.
April 2024
Why more Australians are choosing semi-retirement
Fusing the parts of work you still enjoy with hobbies, travel and passion projects is the dream for many. Here’s how to make a go of it
What to do in your 20s, 30s and 40s to build wealth
Avoid ‘lifestyle creep’, establish good saving habits and pay down debt to get ahead.
March 2024
The seven mind tricks brands use to keep you spending
Brands use sophisticated tactics to encourage you to spend more.
February 2024
Retirement income products: What are my options?
A new generation of super products is attempting to address retirees’ concerns.
‘Paradigm shift’: How to switch to spending in retirement
After decades spent saving, lean into the fear, plan obsessively and let go of the guilt, experts say.
Professionals, mortgage-holders the new face of hunger
Successive rate hikes and sharp rent increases have pushed young professionals and mortgage-holders to the edge as charities report record numbers of newcomers.
The $40,000 tax whack coming for high earners
The top 5 per cent of taxpayers will pay nearly 42 per cent of all personal income tax next year, the equivalent of $128 billion.
January 2024
The free budgeting tool financial advisers swear by
Don’t spend more than 1pc of your income without sleeping on it, set realistic goals and be prepared to falter – here’s how to take control of your money.
November 2023
Too lavish for your own good? Seven steps to beat lifestyle creep
In the weeks following a pay rise, there’s a short (but science-backed) opportunity to really get your finances on track, say the experts.
October 2023
‘Only buy stuff for our kids’: Families pull back on spending
Petrol prices are just one of the rising costs pushing cellist Hanna Oblikov to cut back on new clothes and eating out – and research shows she’s not alone.