As the Australian sharemarket and superannuation funds inch towards neutral-to-positive territory after a rugged quarter, investors should think about whether strategies that got them through the past three decades still hold true – particularly as the new financial year begins.

It’s official: if we’re not in a recession today, we will be by the time the next GDP figures roll in. For some, this almost inevitable recession will be the first in their lifetime, given the 29 consecutive years of growth in Australia.