September
- Opinion
- Investing
Why humans make terrible investors
Cashing out during a period of volatility is usually harmful to your wealth.
June
Which investment vehicle is best to build wealth?
Super, trusts and investment companies all have their pros and cons. The decision on which to use often comes down to tax.
May
- Opinion
- Managed funds
More zeros than heroes in active funds management
Don’t be fooled by short-term performance data and carefully assess after-fee returns.
April
- Opinion
- Investing
The curse of market concentration is spreading
Concentration risk has tended to be predominantly confined to the Australian market but as investors diversify overseas, they face a similar problem in the United States.
March
- Opinion
- Investing
Stock pickers at near record levels of underperformance
More than 75 per cent of all Australian large-cap equity fund managers underperformed the ASX200 benchmark for 2023.
- Opinion
- Superannuation
Super’s new dilemma: save yourself tax or reduce it for your kids
The question is whether to restructure in an attempt to reduce your tax bills or those of your future beneficiaries.
January
- Opinion
- Sharemarket
When overseas shares can be too much of a good thing
Not all SMSFs should increase exposure to global equities at the expense of the Australian market. Here’s why.
November 2023
Three ways to check your super fund is doing its job
Being able to compare performance is particularly important for SMSF members given they can operate in a vacuum when it comes to investment return comparisons.
October 2023
- Opinion
- SMSFs
How to stop your super fund running out of money when you retire
‘De-risking’ your investment strategy is critical as you get older to retain your cash flow requirements and preserve the capital in your SMSF.
September 2023
- Opinion
- SMSFs
This is the smart way to ensure regular cash flow in retirement
Portfolio rebalancing is the secret sauce that makes moving away from a reliance on income possible.
July 2023
- Opinion
- Investing
Why experts’ investment forecasts should be questioned
If some of the smartest minds are unable to accurately forecast the future, then what hope do investors have when it comes to trying to forecast the market?
- Opinion
- SMSFs
What you should know about term deposits before spending big on them
The rates look great but on their own, will they meet your cash flow needs?
June 2023
- Opinion
- Sharemarket
This way of buying Aussie stocks is more likely to bring you winners
Sick of getting exposure to the biggest companies on the index and missing out on big gains from smaller players? This is how to avoid that over-exposure.
May 2023
- Opinion
- SMSFs
Future Fund may like stock pickers but they often lose for rest of us
Despite increasing hype around active fund managers, it’s worth retail investors looking at their performance relative to benchmarks.
April 2023
- Opinion
- Hybrids
How to work out if your investments are too risky
The cash rate is a useful starting point when assessing the relative merit of assets as it allows you to judge whether the additional return is adequate.
March 2023
- Opinion
- Super wars
The super funds that will feel most pain from new $3m cap
Should SMSF members start considering whether there are better fund options to try to manage the extra tax?
February 2023
- Opinion
- Superannuation
Don’t rush to meet the new $1.9m super cap. Here’s why
Do the sums based on your tax situation to make sure you’re not better off investing in your own name.
December 2022
- Opinion
- SMSFs
Is setting up an SMSF really the best idea for you?
If you are considering setting up a SMSF, there are certain investment ‘opportunities’ that you should carefully research before proceeding down that path.
November 2022
- Opinion
- SMSFs
How your ‘loss-aversion’ bias is losing you money
It’s the reason you over-react to market drops and forget about the good years.
October 2022
- Opinion
- Superannuation
The cash stash that will help retirees weather market volatility
Selling assets that are falling in value to provide income should be avoided at all costs. This is how to manage sequential risk.