February
Superannuation fees cost us $100,000 - and many don’t even know it
New research commissioned by Vanguard Australia has revealed that 61 per cent of Australians do not realise their super fund is charging them multiple fees.
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A guide to living your best retirement life
With 4.2 million retirees in Australia, what are some of the key strategies to maximising your super?
How to decide the best super strategy for you
Superannuation can be structured – and restructured – to suit individual account-holders.
What should you invest your super in right now?
After big gains in the equity market last year, the chances are your assets need to be rebalanced.
Big super bolsters US ties amid Trump trade tensions
The pool of workers’ retirement savings benefits not only to the domestic economy, but the relationship with our most important trading partner.
What if my accountant still uses spreadsheets to calculate tax?
There are many good software packages that can keep track of all the different tax aspects that may arise in an SMSF.
Sustainability has a very different meaning when retirement is around the corner
It’s a buzzword that won’t stop buzzing, but sustainability is also a key component of one of the biggest goals in life — retirement.
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Does your SMSF have these serious weaknesses?
The surge in value of Wall Street’s mega cap tech stocks has been fantastic for many superannuation investors, but not for SMSFs.
The low-fuss way to transfer super to a spouse
Converting to a corporate trustee shouldn’t disrupt death benefit nominations so long as the paperwork has been done correctly.
Use this strategy to maximise tax benefits of large ‘legacy’ pensions
People with very large older-style pensions should do the sums on whether to act on an amnesty provided by the government.
‘Follow the Bunnings’: Top tips for SMSF property investors
Industrial and retail properties are paying rental yields of anywhere between 5 per cent and 8 per cent.
How quickly will my super fund pay me a lump sum?
There are no rules requiring super funds to make payments within a set timeframe.
January
Tax-free super cap for retirement phase set to reach $2 million
To benefit from the indexation increase, you need to delay starting the pension until July 1.
‘Weak’ scam protections put trillions of super money at risk
Superannuation funds have been warned they are at risk of becoming “soft targets” for scammers.
What’s the right time to wind up an SMSF?
Sometimes the complexity of running a self-managed super fund outweighs the benefits.
Retirees warned not to switch off legacy pensions just yet
Wait for the government to enact a formal debt waiver so you don’t get asked to hand back age pension payments.
More than 17,000 legacy pensioners set free but issues remain
The federal government is finally allowing SMSF members to exit old-style pensions.
How to put a rocket under your super balance in 2025
The stage three tax cuts may give you a little extra to contribute to super this year. These are your options.
December 2024
What happens to our SMSF if we die together?
Self-managed super funds aren’t covered by wills, so special arrangements need to be in place for when the final member dies, or if the members die together.
Super savings on track for 11pc return in 2024
A US sharemarket rally fuelled by Donald Trump’s clean election sweep is fuelling a strong end to 2024 for superannuation funds.
3 things to consider before bringing children into your SMSF
Thinking about a multi-generational self-managed superannuation fund? They can be great, but it’s not a decision to make lightly.
I’m selling my business for $5m. How much can I put into super?
Special tax relief is available for small business owners who sell and contribute some of the proceeds to super.
Three ways to improve the SMSF sector in 2025
There is no doubt self-managed superannuation funds are unnecessarily complex, so top of next year’s wish list is the long-running call for greater simplicity.
What is a pension ‘bonus’ and should I switch super funds to get one?
You might receive an additional $2500 on a balance of $500,000 or $9500 on a balance of $1.9 million, but funds typically impose clawback conditions so be careful.
Super for young professionals
They say youth is wasted on the young. And you could say the same thing about super.
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