This Month
You are (much) wealthier than you know, thanks to an $897,610 perk
The aged pension means every couple in Australia is already a millionaire – they just don’t know it. Here’s how we worked that out and what it means for you.
April
This tax strategy makes it hard to lose money when markets fall
The tax benefits of salary sacrificing into super are so good, markets would have to drop by at least 20 per cent for most people to be worse off.
Can I add proceeds of investment property sale to wife’s super?
Now is a good time of the year to consider topping up your retirement savings.
I’m 72 with $2.3m in super. How much more can I contribute?
There is a lifetime limit on the amount of super that can be transferred into your tax-free pension accounts.
Why your SMSF is not a de facto private bank
Many self-managed super fund trustees continue to cite a handful of persistent myths to justify – or excuse – unlawful loans.
Retirees are trying to change their super. They can’t log in
While market volatility is wiping billions off sharemarkets, super members wanting to check their balances or change investments are being hampered by outages.
What you need to know about the massive superannuation cyberattack
Several super funds with millions of members have been subjected to a co-ordinated cyberattack. Here’s what you need to know.
Big super is now a big target of criminals. It’s time for funds to step up
The super sector has been warned for two years to get its act together on cybersecurity. Once again it’s been caught out.
March
ChatGPT v DeepSeek: Which one won my SMSF challenge?
AI models are still far from flawless as data accuracy and privacy concerns persist AI’s deep research capabilities are staggering.
I’m 71 with $253,000 in super. How can I boost my balance quickly?
Here’s how downsizers can immediately add $300,000 to their retirement savings.
Super fund failures could cost you big
ASIC’s assault on big super’s failings points to a new phase that will determine whether the big industry funds are best placed to help retirees spend it.
How real-time payments may future-proof Australia’s superannuation industry
Real-time payments could be transforming superannuation, and potentially enhancing security, engagement, and efficiency as retirement numbers grow.
Sponsored
by CBA
No Boomers allowed in this new superannuation offering
Investment platform Pearler hopes to appeal to younger savers by allowing them to build ETF-only retirement portfolios. Oh, and no Boomers allowed.
Underpaying an SMSF pension could land you in serious tax trouble
There are eye-watering costs involved if a self-managed superannuation fund fails to make the correct pension payment or, worse, does not make any payments at all.
Couples can do the ‘switcheroo’ to increase age pension payments
There are ways couples can rearrange their financial affairs to maximise their eligibility for Centrelink entitlements.
There is a third option for helping your kids buy a home
Parents considering helping their kids into the property market must weigh up the risks and problems of each method of assistance.
February
Superannuation fees cost us $100,000 - and many don’t even know it
New research commissioned by Vanguard Australia has revealed that 61 per cent of Australians do not realise their super fund is charging them multiple fees.
Sponsored
by Vanguard
A guide to living your best retirement life
With 4.2 million retirees in Australia, what are some of the key strategies to maximising your super?
How to decide the best super strategy for you
Superannuation can be structured – and restructured – to suit individual account-holders.
What should you invest your super in right now?
After big gains in the equity market last year, the chances are your assets need to be rebalanced.
Big super bolsters US ties amid Trump trade tensions
The pool of workers’ retirement savings benefits not only to the domestic economy, but the relationship with our most important trading partner.
What if my accountant still uses spreadsheets to calculate tax?
There are many good software packages that can keep track of all the different tax aspects that may arise in an SMSF.
Sustainability has a very different meaning when retirement is around the corner
It’s a buzzword that won’t stop buzzing, but sustainability is also a key component of one of the biggest goals in life — retirement.
Sponsored
by Industry SuperFunds
Does your SMSF have these serious weaknesses?
The surge in value of Wall Street’s mega cap tech stocks has been fantastic for many superannuation investors, but not for SMSFs.
The low-fuss way to transfer super to a spouse
Converting to a corporate trustee shouldn’t disrupt death benefit nominations so long as the paperwork has been done correctly.