Dear Ms Wise, we are selling our family home and buying somewhere more expensive thanks to a substantial inheritance. We’re both 56 and each have more than $2 million in super. Can we still make a downsizer contribution to super with any money left over from the inheritance even though our balances are high and we’re actually upsizing? Peter

A: The downsizer contribution isn’t about the size of the home, it’s about the sale of what’s classed as your “main residence”, says Amanda Ragkousis, a senior financial adviser at Viridian Advisory.