Certain lifestyle and career choices – where you have chosen to live, the type of work you do – will always be foundational decisions. And in a pandemic-affected world, investment choices may have taken on a different role for some, with the industry seeing an influx of first-time investors and greater trading volumes.

A year of rolling pandemic lockdowns has provided an entire generation of investors with a dramatic reminder of the value of individual choices. Those living in Victoria and NSW, in particular, will never again question the value of being able to choose to meet friends at a pub or restaurant, not having to wear a mask or simply paying a visit to family across town or in another state.