There are few sentences in the English language so sure to trigger a fight-or-flight response in someone on a tight budget as: “Are we doing gifts this year?”
I have a budget. In fact, as a fun and thrillingly organised wealth reporter, I even have an automated transfer that – every fortnight – flicks $60 into a designated account I set up to cover the $1500 I spend between Christmas, birthday, wedding, baby shower, Mother’s Day and Father’s Day gifts every year.