Dear Ms Wise, is there a cheaper, less adversarial way to divorce? I’ve just watched a friend go through a very messy, hostile break-up with huge legal costs. My ex is a big earner, and I’ve been the main carer for our kids and work part-time. Is there a way I can keep things civil but not get ripped off?

The wisdom: Yes there is, says Jacqueline Wharton, a lawyer and founder of Separation and Divorce Advisors, which provides a separation collaboration process designed for amicable couples.