This 5-minute test promises to make you a better investor

It’s never been easier to get a “money personality” assessment that offers to unlock your personal investing secrets. But are they worth it?

Andrew HobbsWealth reporter

Updated Mar 31, 2025 – 8.28am, first published at 5.00am

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If knowledge is power, surely knowledge about what motivates you to invest, save and spend your money is knowledge that will help you make better decisions?

That’s certainly what’s driving the push by everyone from financial planners to fintechs to use money personality assessments to uncover clients’ money-related proclivities.

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Andrew HobbsWealth reporterAndrew Hobbs covers self-managed superannuation funds, financial planning, retirement and inheritance. He has been a financial journalist for more than 25 years, working previously at Bloomberg and Australian Associated Press.