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Short-term loans

November

Meet the frequent flyer fintech targeting a $2.6 trillion market

The fastest growing fintechs in this year’s Fast 100 are an eclectic mix with a common trait: they’ve carved out niches for uniquely Australian audiences.

  • Ayesha de Kretser

October

Coex lends to small-to-medium enterprises in need of trucks and trailers, or equipment for construction, manufacturing or agriculture.

Equipment financier Coex Capital secures $200m warehouse, fresh equity

A major Australian bank provided the senior funding while credit fund Alexander Funds tipped in mezzanine debt.

  • Sarah Thompson, Kanika Sood and Emma Rapaport

July

There’s plenty of money to be made in debt collecting – and lending to those same customers – Brookfield has discovered.

This must be one of the worst ways of making a return

There’s a dollar to be made lending to people with “impaired credit” while running a debt collection firm. Just ask Brookfield, which is all over this business.

  • Kylar Loussikian

May

Mark Swanepoel during his Super Rugby days.

You’re no Afterpay: judge finds payday loans breached law

The findings against the lending scheme, which involved a former Super Rugby player, came despite claims of similarity to buy now, pay later operations.

  • Updated
  • Liam Walsh
Care A2 Plus was one of a small number of overseas infant formula producers allowed to import into the United States.

Care A2 Plus lender applies to wind up baby formula minnow

Care A2 Plus faces the prospect of being wound up due to a long-running dispute with a lender who alleged the infant formula manufacturer defaulted on a $2.2 million loan.

  • Max Mason and Carrie LaFrenz
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February

Coex Capital specialises in equipment finance.

Former GE Capital execs prepare raise for new equipment financier

Founders, Michael Burke and Craig Jones, worked in plum roles at GE Capital until its breakup in 2015.

  • Sarah Thompson, Kanika Sood and Emma Rapaport

December 2023

Phillip Kingston, founder of Sargon, in better times in 2019.

Sargon’s Kingston bankrupted over $154m China financier debt

Phillip Kingston, founder of superannuation technology venture Sargon Capital, did not appear at a court hearing about money. He says he’s in Ukraine.

  • Liam Walsh and Max Mason

September 2023

Team Global Express boss Christine Holgate.

Eyes on Team Global Express’ soaring loan bill

Accounts show the logistics giant is sitting on a syndicated asset-backed loan with a carrying value of $134.5 million.

  • Sarah Thompson, Kanika Sood and Emma Rapaport

August 2023

Wisr’s largest shareholder a lucky seller

On the day non-bank lender Wisr posted revenue growth of 55 per cent, the just-ousted CEO who secured this result entered a not-guilty plea.

  • Myriam Robin

Wisr’s sacked chief denied bail

Listed fintech Wisr has in the past week sacked its CEO and had its chairman temporarily recuse himself due to his “familial relationship” with said CEO.

  • Myriam Robin
Credit Corp kicked off the profit season and the result disappointed investors.

Why this 15pc share price plunge is good for the economy

Investors punished distressed lender Credit Corp after it revealed good news for the rest of us. The number of Australians who can’t pay their bills is hardly rising.

  • Updated
  • Anthony Macdonald

April 2023

Non-bank lender Wisr lays off 40 staffers

Sources said the redundancies landed this week, but there was no pull-back in the current business, with job cuts focused on longer-cycle units like R&D.

  • Sarah Thompson, Kanika Sood and Emma Rapaport

February 2023

Care A2+ was set up to sell infant formula in Australia and Asia.

Care A2 Plus in legal stoush over loan default

The infant formula producer has become embroiled in a dispute with its lenders, who allege it has defaulted ahead of a potential listing on the ASX.

  • Max Mason and Carrie LaFrenz

October 2022

Tapp chief executive Jason Wang says mobile phones open up a new world for entrepreneurship in Indonesia.

The Aussie fintech providing micro-loans to Indonesia’s ‘unbanked’

The founder of Tapp got his business idea after meeting a 14-year-old in rural Indonesia going village-to-village selling pre-paid electricity to her neighbours.

  • Jessica Sier

July 2022

Austrata Finance CEO Andrew Boss.

Multibillion building rectification bills draw new lenders, loans

Friction over the new loans reflects the pressures on strata management, a cottage industry that has undergone huge growth and has to deal with increasingly complex issues.

  • Michael Bleby
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May 2022

Batteries are the next step for many households that have installed solar panels on their roofs and are considering upgrades.

Where you can find cheaper loans for solar or electric vehicles

Want your household to go green to cut soaring energy costs? This is what’s on offer.

  • Duncan Hughes

April 2022

Jamie Twiss says Beforepay is on the path to profitability.

Beforepay shares jump on declining loss rates

The fintech says it’s adding users and paring back losses on its long road to profitability.

  • Jonathan Shapiro

March 2022

Bridgit co-founders Nick Jacobs and Aaron Bassin have raised fresh venture capital.

Bridgit banks $7.7m to turbocharge same-hour loans

Non-bank lender Bridgit has banked $7.7 million from OIF Ventures and Perennial Partners, aiming to tap into the growing gap left by big banks reluctant to offer bridging loans.

  • Updated
  • Jessica Sier
Private debt is set to take a larger portion of the corporate lending space.

Why everyone is talking about private debt again

It is a much-needed defensive anchor in a complex world and there are credible reasons as to why the Australian market will grow exponentially, writes Katrina King.

  • Katrina King

November 2021

EV makers will embed financing options directly into their websites.

Plenti creates a cheaper loan for electric cars, will finance Teslas

ASX-listed Plenti will provide online financing to help electric vehicle makers by-pass dealers and sell directly to the public.

  • James Eyers

Original URL: https://www.afr.com/topic/short-term-loans-1nsb