NewsBite

Risk management

November

APRA has warned of a pick-up in higher risk lending, particularly high debt-to-income borrowing by investors.

APRA warns banks of looming lending curbs to reduce housing debt risks

The prudential regulator said it had found “signs of a pick-up in higher risk lending” and is engaging with the big banks on new rules to slow it down.

ANZ chair Paul O’Sullivan and CEO Nuno Matos: Root cause analysis does not make for happy reading.

ANZ’s risk failure is so shocking because we’ve heard it all before

The bank’s report has uncovered one of the most embarrassing indictments of leadership since the banking royal commission and shows it hasn’t learnt from the past.

October

The removal of equipment from Roberts Co’s Amazon warehouse project on 14 March was a sign of problems. But there was another sign a day earlier in the company’s Melbourne head office.

Andrew Roberts slams ‘ruthless’ clients for building company collapse

In his first on-record interview since Roberts Co failed, the former Rich Lister says unfair allocation of risk led to the end of his contracting business.

Andrew Roberts.

Pressure rising for private credit, Andrew Roberts warns

The former Rich Lister, whose exit from construction frees him up to devote more time to real estate investing, says problematic loans will hurt investors.

ASIC research found 47 per cent of Australians with loans struggled to make a repayment in the last year.

ASIC halts private credit scheme over disclosure concerns

The corporate regulator has issued interim stop orders to prevent any retail investors from pouring money into products promoted by non-bank lender TruePillars.

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September

ANZ’s risk culture is being examined by APRA.

Cultural change at ANZ will take years, experts warn

Regulatory experts say Nuno Matos will have to outline real measures to reset the bank’s culture if he wants to get the prudential regulator off his back.

ASX CEO Helen Lofthouse. “Transforming a complex market infrastructure organisation is a marathon effort and we know that many of our initiatives require sustained effort over several years to deliver the benefits,” she said on Wednesday.

ASX warned of further punishment if risk failings not addressed

A new report by the RBA slams the ASX’s response to risk management failings that have put it under intense scrutiny by regulators.

Protesters in the streets of France.

Week of political turmoil confirms this credit titan’s biggest fear

Glenn August is paid to worry, but sees little risk in financial markets; the real dangers are geopolitical, a view confirmed by the market’s reaction to Charlie Kirk’s death.

August

As chief executive of Mercer Super, Claire Ross, is overseeing a six year transformation program.

Risk culture lacking at Mercer’s $80b super fund

Mercer Super has all the signs of success with one million customers, top quartile returns and low fees. So why are ASIC and APRA crawling all over it?

ANZ chief executive Nuno Matos is putting together his executive team, after starting at the Melbourne-based bank in May.

ANZ hires Les Vance for key compliance role amid ongoing scrutiny

The big four bank’s new chief executive, Nuno Matos, is expected to make several other key hires in coming weeks as he finalises his new front bench.

Sonia Haque-Vatcher, a partner at Ashurst, has warned against sharing personal information on ChatGPT and other AI platforms.

ChatGPT is not your friend. Be careful what you tell it, lawyers warn

People are sharing everything from their payslips, to blood results and relationship problems with AI – but experts say the risks are high.

CEO of Hoden Australia, Matt Bacon.

British giant Howden says 70pc of Australian business underinsured

Cyberattacks and climate change are putting more businesses at risk of disaster, but a staggering number of Australian companies are unprepared.

June

: Rest super CEO Vicki Doyle, James Merlino

Rest Super staff surveys suggest risk problems, poor staff morale

Nearly half the $93 billion superannuation fund’s investment governance team was considering quitting within two years, confidential data shows.

May

Macquarie Group chairman Glenn Stevens, chief executive Shemara Wikramanayake and CFO Alex Harvey.

Macquarie executive bonus cuts under scrutiny after ASIC action

Experts say the reductions to management payouts are “tokenistic” after the regulator alleged the company had poor risk management and compliance systems.

Macquarie Bank  CEO Shemara Wikramanayake.

This is the biggest test for Macquarie since the GFC

It is critical the board does not underplay the huge cultural turnaround that the bank must confront, which could prove tougher than the post-GFC rebound.

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ASIC chairman Joe Longo has simply lost patience with an organisation he says should be better, given its size, scale and importance to the market.

‘Complacency and hubris’: Macquarie must heed ASIC’s warning

There is a huge disconnect between Macquarie and corporate cop Joe Longo over the group’s risk culture. Macquarie must heed the warning.

Macquarie CEO Shemara Wikramanayake must ensure the group’s reputation as a risk manager is not eroded.

Has Macquarie lost its risk management mojo? This is a wake-up call

The group’s longstanding track record as a prudent risk manager has been tarnished and ASIC’s missive should reverberate through the organisation.

New technologies like AI and automation are helping businesses to strengthen their operational resilience.

AI can spot threats before they happen

Australian organisations are drawing on improved technologies to alert them about when and how they need to act.

As cybercrime spreads its tentacles, the key is to protect people as far upstream as possible or at the top of the funnel.

How this company succeeds despite the inevitability of ‘failures’

Online travel agency Webjet OTA is building resilience into its operations from the outset.

University of NSW marketing school head Professor Maggie Chuoyan Dong: “It is ideal to have a transparent supply chain, but in reality, very few companies have that transparent supply chain.”

Third-party risks are no longer someone else’s fault

In this hyper-connected world it’s important to remember that ensuring the protection of data along the supply chain is essential.

Original URL: https://www.afr.com/topic/risk-management-1n1d