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Building insurance

March

The four-bedroom renovated house at 229 Thistle Street in northern Brisbane’s Gordon Park sold at auction for $1.925 million.

Cyclone Alfred’s insurance storm batters sturdy $1.925m sale

Four hours before the scheduled auction of this Brisbane property, companies refused to extend home cover. But that didn’t put buyers off.

We should remember that rising insurance premiums aren’t just driven by extreme weather  but also by outdated regulations.

Alfred’s a reminder that red tape is pushing up premiums

The problem is not only extreme weather. Australia’s fragmented insurance regulatory structure which requires separate licences for each to operate is also driving up costs.

February

Home insurance premiums in flood-prone regions surged by 50 per cent in the past year.

Insurers argue returns are falling as Coalition seesaws on divestment

Peter Dutton threatens to force insurers to divest assets if they were found to be abusing their market power. He made similar remarks about supermarkets.

Opposition Leader Peter Dutton promised no cuts to frontline public services at a press conference at Parliament House in Canberra.

Dutton’s ‘big stick’ plan could make your insurance more expensive

Rather than focusing on re-regulating the sector, the Coalition leader should take the advice of his own backbench and ease the regulatory burden.

January

A firefighter in Pasadena. More than 100,000 residents have been ordered to evacuate, with about 15,000 structures at risk.

LA fires: US insurers brace for losses of up to $32b

JPMorgan analysts on Friday doubled their expectations for insured losses from a day earlier, citing limited progress on containment and the spread to neighbouring areas.

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Beach front homes are destroyed by the Palisades Fire.

California fires expose a $1 trillion hole in US home insurance

The glut of homes in increasingly fire-prone places has created an insurance crisis in California, with many big insurers pulling out of the state to avoid more losses.

November 2024

IAG CEO Nick Hawkins.

How IAG boss Nick Hawkins weathered the perfect storm

In the past four years, the CEO of the $20b insurance giant has battled both cyclonic conditions and swirling regulators and politicians.

Insurance Australia Group and RACQ pitched this deal as a win/win. When we look back in five years’, it is much more likely there will be a winner and a loser.

Hello sunshine! IAG can’t resist pull up north

Strategically, the RACQ Insurance acquisition is a sound deal. Its success (or otherwise) comes down to price.

Sam Fayad was the founder of property developer Dyldam. He has since been declared bankrupt.

Chinese real estate giant claims it is owed $1.4b in Dyldam collapse

Recriminations have already begun over Beijing Capital Land’s financing of the developer, which collapsed in 2020 leaving a trail of debt and unlivable homes.

Household sensors help keep insurance premiums down

Up-and-coming insurance tech firm Honey Insurance uses technology in novel ways to help its customers.

October 2024

A Lismore street in March 2022.

How insurers failed when flooded customers needed them the most

A parliamentary report has made 86 recommendations to improve claims handling, calling for government intervention to stop new developments on flood plains.

June 2024

The collapse of Porter Davis left 1800 homes unfinished in Victoria and Queensland.

Insurance for new Victorian home builds to jump by 65pc

The Greens-controlled council is one step closer to imposing different rates for landlords and owner-occupiers after passing a motion on Wednesday night.

April 2024

Natural disasters have led to a surge in home insurance prices, particularly in popular coastal, riverine and bush locations.

How to get a better deal on home insurance

Shopping around, increasing your excess and improved home security can help you get a better deal on home insurance.

A more practical application of the act would save money, says Owners Corporation Network executive director Karen Stiles.

Strata reforms send bills soaring from just $5000 to $60,000

The NSW government made sweeping changes to prevent horrific development failures. Did it go too far?

The Albanese government wants insurers to slash premiums for households that take steps to reduce their risk.

Insurers told to slash prices for households that reduce risks

Steps could include roof replacement, upgrading garage doors, boosting window protection, tying down sheds, and replacing flimsy hollow doors. 

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Honey Insurance chief operating officer Angelo Azar, with CEO and founder Richard Joffe and chairman Peter Tonagh. The company can now plan to spend $108m of funding.

Sydney start-up Honey Insurance lands blockbuster $108m US investment

After 305 meetings Honey has closed a huge series A funding round, but it had to head offshore to find the right investors.

February 2024

Safe as houses: Simonds CEO David McKeown sees the social media smear campaign as a sign of how desperate some builders have become in a difficult market.

Inside the bizarre plot to bring down home builder Simonds

Being publicly listed probably saved Simonds from potential ruin, after a social media post subjected the company to a savage and bizarre smear campaign.

January 2024

A house in the Rochester, Victoria, that was hit by flooding this month.

Insurance industry faces ‘emerging crisis’, says ASIC boss

Insurance prices rose a colossal 16.3 per cent in the year to November, the fastest rate of any consumer spending category.

November 2023

Mobile payments, Fintech

Fintechs among the fastest, but rising rates to dampen the party

The era of fast growth at all costs is over, with rising rates drying up the abundant liquidity that helped spur phase one of these companies’ successes.

September 2023

Assistant Treasurer Stephen Jones was in London to meet reinsurance execs as he looks for ways to cut premiums.

Why the world’s giant insurers care about tiny Roma

One change in the Queensland town has effectively reduced insurance risk for the region. It’s a lesson for the rest of Australia battling sky-high premiums.

Original URL: https://www.afr.com/topic/building-insurance-1n6l