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Uber Eats, Afterpay and Netflix accounts could hurt your home loan application

Su-Lin Tan
Su-Lin TanReporter

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When first-home buyer Georgina Emanuel applied for a loan this year her mortgage broker had bad news for her. Even though she had a 30 per cent deposit, she was spending too much on Uber Eats and Uber Ride and that could sway banks' decision to lend.

"They were looking for a pattern of spend. They are looking at every line of your life," Ms Emanuel, 29, said.

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Su-Lin Tan reported on housing, commercial real estate and property finance. She also covered China and Asian business, trade and politics. Connect with Su-Lin on Twitter. Email Su-Lin at stan@afr.com.au

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    Original URL: https://www.afr.com/property/uber-eats-afterpay-and-netflix-accounts-could-hurt-your-home-loan-application-20181128-h18ghz