Will Commissioner Kenneth Hayne drive the final nail into AMP's coffin? Or will he offer the financial services giant a more hopeful future, where it can aspire to capture an even bigger share of the lucrative wealth management space, particularly now that most of the major banks are vacating the industry?

That's the question AMP shareholders — still reeling from the group's decision to slash the company's final dividend for the 2018 financial year — are wrestling with as they count the days until the release of the final report of the banking royal commission.