Let's talk good bankers, bad bankers and buying bank capital (aka "hybrids").
Bankers are not all bad. Take CBA's Paolo Tonucci and Tricia Ho-Hudson, who retail punters should be thanking for playing a long-game with their reasonably priced Additional Tier 1 (AT1) capital "hybrid", called Perls 9 (ASX: CBAPF).
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Christopher Joye is a portfolio manager with Coolabah Capital, which invests in securities, including those discussed in his column. Connect with Christopher on Twitter.