Watching the government propose superannuation changes and the resulting debate has been interesting for super practitioners. For decades we’ve buried ourselves in the minutiae of super rules and suddenly everyone has a strong opinion on complex rules we struggle with daily.

While most people agree that those with $10 million or $400 million in super probably don’t need the current generous tax concessions, the controversy lies in where to set the cut-off level for higher tax and the rules around it.