What do some of Australia’s best financial advisers, fund managers, money coaches and finfluencers have in common? Aside from shopping at Aldi, they pay themselves first.

Of the two dozen or so experts we asked for their top money tips, six named automating savings among their top hacks. That is, decide how much you want to save each pay cycle and stick to it by automating the transfer. And once the money is in your savings account, don’t take it out.