NewsBite

Pros and cons of son joining DIY super fund

Families considering pooling resources can ‘test the waters’ with a dummy run to see how things work out.

John Wasiliev
John WasilievColumnist

Subscribe to gift this article

Gift 5 articles to anyone you choose each month when you subscribe.

Subscribe now

Already a subscriber?

Q: My wife and I have a self-managed super fund. I have retired and she is about to. Our son has super in an industry fund being contributed by his employer at 10 per cent. Could he join our fund? If so, how much could he contribute? If he can join, what would be involved in doing this, as well as the pros and cons? Charles

A: There is no limit to the number of superannuation funds that you or your son can belong to. So it is possible for him to become a member of your SMSF as well as belong to his current employer fund, says Graeme Colley, a technical and private wealth manager at self-managed super fund administrator SuperConcepts.

Loading...
John Wasiliev is a veteran SMSF specialist and has provided answers to readers' questions on superannuation for decades. Have a super question you'd like answered? Email John at superquestions@afr.com

Subscribe to gift this article

Gift 5 articles to anyone you choose each month when you subscribe.

Subscribe now

Already a subscriber?

Read More

Latest In Personal finance

Fetching latest articles

Most Viewed In Wealth

    Original URL: https://www.afr.com/wealth/personal-finance/pros-and-cons-of-son-joining-diy-super-fund-20210913-p58rb9