Q: My wife and I have a self-managed super fund. I have retired and she is about to. Our son has super in an industry fund being contributed by his employer at 10 per cent. Could he join our fund? If so, how much could he contribute? If he can join, what would be involved in doing this, as well as the pros and cons? Charles

A: There is no limit to the number of superannuation funds that you or your son can belong to. So it is possible for him to become a member of your SMSF as well as belong to his current employer fund, says Graeme Colley, a technical and private wealth manager at self-managed super fund administrator SuperConcepts.