With a rocky start to the year for global sharemarkets amid fears of looming interest rate hikes, the spread of the omicron variant and a threatened Russian invasion of Ukraine, some investors may be considering dialling down the risk in their super portfolio. But while it may seem tempting to shift some of your super into cash, financial planners say the best way to withstand a market crash is to stand your ground and stay invested.

Trying to time the market by selling shares and then buying back in later is fraught with difficulty, they say.