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Want better returns? Cut back on shares, bonds

Want better returns? Cut back on shares, bonds

The success of university endowments and the Future Fund demonstrates the advantage of making long-term bets.

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Harvard, Yale, Princeton and Stanford are almost as famous for their wealth as they are for the education they provide. Harvard’s endowment fund is $US50 billion ($76 billion), while Yale, Stanford and Princeton all have more than $US35 billion.

These endowments are also renowned as successful investors. Yale’s fund has returned, on average, 10 per cent over the past 23 years, comfortably beating the 6 per cent on a 60:40 portfolio of US equities and bonds.

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Jonathan Kearns
Jonathan KearnsEconomistJonathan Kearns is chief economist at Challenger. He previously held senior roles at the Reserve Bank of Australia including head of financial stability and head of the economic analysis and economic research department.

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Original URL: https://www.afr.com/wealth/investing/want-better-returns-cut-back-on-shares-bonds-20240315-p5fcs3